21 Devitt Rd, Waterford, NY 12188 Property Records

Saratoga County and Waterford Town property record for 21 Devitt Rd, Waterford, NY 12188

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,624 sqft · built 1840
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Tax Bill$4,980 (2025)
Deeds & MortgagesMay 2017 Line of Credit
APN415489 285.12-1-27

Property Details

APN / Parcel Number

Primary APN415489 285.12-1-27
Alternative APNs
  • 548928501200010270000000
  • 5 J02132

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area2,624 sqft Living Area
1st Floor Area1,402 sqft
2nd Floor Area1,222 sqft

Exterior

Year BuiltBuilt 1840
Effective Year BuiltEffective 1840
Architectural StyleTraditional
Exterior MaterialWood
Foundation TypeNo Foundation
Lot Area28,314 sqft (0.65 acres)
Lot Width140 ft Width
Garage TypeDetached
Garage Area900 sqft
Parking Spaces4 Parking Spaces
Pool TypeAbove-Ground Pool
PorchSlab
Porch Area327 sqft

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number5 J02132
Street Address21 DEVITT RD
CityWATERFORD
StateNY
Zip12188-1001
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block1
Legal Lot Number27.000
JurisdictionSARATOGA NY
Township / Civil DivisionWATERFORD
Census Block Group1
Census Block1011
Census Tract62700

Owner

21 Devitt Rd is owned and occupied by two individuals.

Source: Saratoga County and Waterford Town records, as of April 20, 2026

Owner of Record2 Individual Names on File
Mailing Address21 DEVITT RD, WATERFORD, NY 12188-1001
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedJun 8, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSARATOGA NY
Property Address21 DEVITT RD, WATERFORD, NY 12188-1001
Document Number0000016566
Instrument DateMay 12, 2017
Transaction TypeMortgage
Record UpdatedJun 20, 2017
Title CompanyATTORNEY ONLY

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 DEVITT RD WATERFORD NY 121881001, WATERFORD, NY 12188-1001

Mortgage

Document Number0000016566
DateMay 31, 2017
Instrument16566
Lender
NameCITIZENS BK NA
AddressPROVIDENCE, RI 02903
Agreement
TypeLine of Credit
AmountAmount on Record
Term300 Months
DueMay 30, 2042
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 Devitt Rd was $4,980 with exemptions applied.

Source: Saratoga County and Waterford Town assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateNew York
CountySaratoga County
County SubdivisionWaterford Town
Unified School DistrictShenendehowa Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,980.00$257,000 Land $53,000 Building $204,000$372,464 Land $76,812 Building $295,652
2023$257,000 Land $53,000 Building $204,000$321,250 Land $66,250 Building $255,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 21 Devitt Rd; there have been 40 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 22 policies
Nearby Flood Policies22 in force
Nearby Flood Claims40 (1979–2018)
Claims Outside the SFHA1 of 40
Most Recent ClaimApr 2018 · other causes
Claims by Event
  • Hurricane Irene, Aug 2011 · 10 claims
  • Severe Storms And Flooding, Jan 1998 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Devitt Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERFORD WATER WORKS (PURCHASE TROY)
serves 9,800 people · EPA ID NY4500173
Water SourcePurchased surface water from several systems
Last State InspectionJun 2023
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
SLICFiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Hudson Valley Wireless
Fixed Wireless
200 / 20

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