21 Desert Vw, Smith, NV 89430 Property Records

Lyon County property record for 21 Desert Vw, Smith, NV 89430

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,523 sqft · built 2003
Lot Size	4.46 acres (194,713 sqft)
Owner	2 Individual Names on Record
Last Sale	$545,000 (Jul 2025)
Tax Bill	$4,717 (2026)
Deeds & Mortgages	Nov 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`009-151-04`

Property Details

APN / Parcel Number

Primary APN	`009-151-04`
Alternative APNs	`010-451-66` `915104`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Stories	1 Story
Building Area	2,523 sqft Living Area

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Lot Area	194,713 sqft
Garage Area	704 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	21 DESERT VW
City	SMITH
State	NV
Zip	89430-9417
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR3
Legal Description	CREATED FROM SPLIT OF PARCEL # 010-451-60 SIERRA DESERT VIEW ESTATES
Legal Subdivision	SIERRA DESERT VIEW EST 1A
Legal Block	A
Legal Lot Number	2
Jurisdiction	LYON NV
Township / Civil Division	SMITH VALLEY
Census Block Group	2
Census Block	2038
Census Tract	960801

Owner

Source: Lyon County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5589 E WHITLOCK RD, MARIPOSA, CA 95338-9660
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 18, 2025 · Amount on Record
Deed Sale	Jul 18, 2025 · Amount on Record
Prior Sale	Nov 23, 2020 · Amount on Record
Deed Document Number	2025696860
Prior Transfer Date	Apr 5, 2013
Prior Transfer Doc	0000505418
Record Updated	Sep 20, 2026

November 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LYON NV
Recording Date	Nov 23, 2020
Property Address	21 DESERT VW, SMITH, NV 89430-9417
Document Number	0000625590
Instrument Date	Nov 4, 2020
Instrument	625590
Transaction Type	Transfer
Record Updated	Dec 7, 2020
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,735.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	963 TOPSY LN CARSON CITY NV 897058417, CARSON CITY, NV 89705-8417

Mortgage

Document Number	625591
Date	Nov 23, 2020
Instrument	625591

Lender

Name	SYNERGY HM MTG LLC
Address	RENO, NV 89519

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Nov 22, 2050

Tax Assessment & Valuation

Source: Lyon County assessment roll, as of August 18, 2026

Property Jurisdictions

Type	Name
State	Nevada
County	Lyon County
Unified School District	Lyon County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,717.00 (+25.79%)	$149,538 (+6.34%) Land $57,750 Building $91,788	$427,251 (+6.33%) Land $165,000 Building $262,251
2023	$3,750.00 (+8.44%)	$140,629 (+23.99%) Land $52,500 Building $88,129	$401,798 (+23.99%) Land $150,000 Building $251,798
2022	$3,458.00	$113,420 Land $31,500 Building $81,920	$324,057 Land $90,000 Building $234,057

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Extreme above 95% of the US · above 87% of Nevada
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Frontier DSL	45 / 3
Northern Nevada High Speed Internet Fixed Wireless	25 / 10
Tristate Wi-Fi by Wi-Fiber Fixed Wireless	25 / 5