21 Delaware St, Rochester, NY 14607 Property Records

Monroe County and Rochester City property record for 21 Delaware St, Rochester, NY 14607

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,786 sqft · built 1887
Lot Size	0.091 acres (4,000 sqft)
Owner	2 Individual Names on Record
Last Sale	$353,000 (Jun 2022)
Tax Bill	$2,977 (2026)
Deeds & Mortgages	Jul 2022 Mortgage Jun 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`004812-00.0`

Property Details

APN / Parcel Number

Primary APN	`004812-00.0`
Alternative APNs	`140012128000010650000000` `261400 121.28-1-65`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,786 sqft Living Area
1st Floor Area	1,113 sqft
2nd Floor Area	673 sqft
Game Room	Game Room

Exterior

Year Built	Built 1887
Effective Year Built	Effective 1887
Architectural Style	Traditional
Exterior Material	Wood
Lot Area	4,000 sqft (0.091 acres)
Lot Dimensions	100 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	219 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	004812-00.0
Street Address	21 DELAWARE ST
City	ROCHESTER
State	NY
Zip	14607-1118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	23
Legal Description	0010.00 502 06 00000 94 PERRY BLY & HOLMES SUB
Legal Block	1
Legal Lot Number	65.000
Jurisdiction	MONROE NY
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3011
Census Tract	1000

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the East Avenue Historic District listed 1979 · 700 contributing resources · NRIS 79001589

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Monroe County and Rochester City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 DELAWARE ST, ROCHESTER, NY 14607-1118
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 19, 2022	Deed of Trust, Mortgage · Conventional Mortgage CNB MORTGAGE CO
Jun 6, 2022	Warranty Deed, Transfer
May 1, 2019	Deed of Trust, Mortgage · Line of Credit ESL FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 6, 2022 · Amount on Record
Deed Sale	Jun 6, 2022 · Amount on Record
Prior Sale	Nov 3, 2006 · Amount on Record
Deed Document Number	20221032
Deed Book / Page	12672 / 260
Record Updated	Oct 29, 2026

July 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	21 DELAWARE ST, ROCHESTER, NY 14607-1118
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DELAWARE ST, ROCHESTER, NY 14607-1118

Mortgage

Document Number	0000000821
Date	Jul 19, 2022
Book Page	29979/352
Instrument	202207190821

Lender

Name	CNB MORTGAGE CO
Type	Mortgage Company
Address	PITTSFORD, NY 14534

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2052

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE NY
Recording Date	Jun 6, 2022
Property Address	21 DELAWARE ST, ROCHESTER, NY 14607-1118
Document Number	0000001032
Book / Page	12672 / 260
Map Reference	LB 240 PG 263
Instrument Date	May 19, 2022
Instrument	202206061032
Transaction Type	Transfer
Record Updated	Jun 27, 2022

Transaction

Amount	Amount Recorded
Tax	$1,412.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	23 WIDEWATERS LN, 23, PITTSFORD, NY 14534-1023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 DELAWARE ST, ROCHESTER, NY 14607-1118

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE NY
Property Address	21 DELAWARE ST, ROCHESTER, NY 14607-1118
Transaction Type	Mortgage
Record Updated	May 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001510
Date	May 1, 2019
Book Page	28006/507
Instrument	201905011510

Lender

Name	ESL FCU
Type	Credit Union
Address	ROCHESTER, NY 14604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1%
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Monroe County and Rochester City assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Monroe County
Municipality	Rochester City
Unified School District	Rochester City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,977.00 (-6%)
2025	$3,167.00	$360,000 (+151.75%) Land $7,400 Building $352,600	$360,000 (+108.95%) Land $7,400 Building $352,600
2023		$143,000 Land $5,600 Building $137,400	$172,289 Land $6,747 Building $165,542

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER CITY serves 210,000 people · EPA ID NY2704518
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control currently in violation since Jan 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 498 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Greenlight Networks Fiber	8,000 / 8,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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