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21 Cypress Ter, Springfield, NJ 07081 Property Records

Union County and Springfield Township property record for 21 Cypress Ter, Springfield, NJ 07081

Property Summary

Property TypeSingle Family Home
Details2,035 sqft · built 1957
Lot Size0.229 acres (9,975 sqft)
Owner2 Individual Names on File
Last Sale$544,500 (Aug 2020)
Tax Bill$15,129 (2025)
Deeds & MortgagesJan 2017 Mortgage
Aug 2020 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN17-01903-0000-00006

Property Details

APN / Parcel Number

Primary APN17-01903-0000-00006
Alternative APNs
  • 1700077000000006
  • 170190300006

Interior

Stories1 Story
Building Area2,035 sqft Living Area
1st Floor Area2,035 sqft

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1958
Architectural StyleCape Cod
Exterior MaterialWood
Construction TypeWood
Lot Area9,975 sqft (0.229 acres)
Lot Dimensions133 ft deep x 75 ft wide
Parking Spaces1 Parking Space

Location & Zoning

Old Parcel Number1700077000000006
Street Address21 CYPRESS TER
CitySPRINGFIELD
StateNJ
Zip07081-2401
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionWOODSIDE HOMES SEC 5
Legal Block1903
Legal Lot Number6
JurisdictionUNION NJ
Township / Civil DivisionSPRINGFIELD
Census Block Group1
Census Block1001
Census Tract37602

Owner

21 Cypress Ter is owned and occupied by two individuals who bought it in August 2020.

Source: Union County and Springfield Township records, as of July 8, 2026

Owner of Record2 Individual Names on File
Mailing Address21 CYPRESS TER, SPRINGFIELD, NJ 07081-2401
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 13, 2017Deed of Trust, Mortgage
AMBOY BANK
Aug 18, 2020Deed, Transfer · Conventional Mortgage
ATLANTIC HOME LOANS INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 18, 2020 · Amount on File
Deed SaleAug 18, 2020 · Amount on File
Deed Document Number2020327043
Deed Book / Page6378 / 318
Prior Transfer DateJul 16, 1996
Prior Transfer Doc0000029953
Record UpdatedSep 20, 2026

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionUNION NJ
Property Address21 CYPRESS TER, SPRINGFIELD, NJ 07081-2401
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0142190343
DateJan 13, 2017
Book Page14219/0343
Instrument635001
Lender
NameAMBOY BANK
TypeBank
AddressOLD BRIDGE, NJ 08857
Agreement
AmountAmount on Record

August 2020: Deed, Transfer

Document TypeDeed
JurisdictionUNION NJ
Recording DateAug 18, 2020
Property Address21 CYPRESS TER, SPRINGFIELD, NJ 07081-2401
Document Number0063780318
Book / Page6378 / 318
Instrument DateApr 8, 2020
Instrument327043
Transaction TypeTransfer
Record UpdatedNov 4, 2021
Title CompanyNOBLE TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,176.35
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address21 CYPRESS TER, 21, SPRINGFIELD, NJ 07081-2401

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CYPRESS TER, SPRINGFIELD, NJ 07081-2401

Mortgage

Document Number697008
DateAug 18, 2020
Instrument697008
Lender
NameATLANTIC HOME LOANS INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term357 Months
DueMay 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cypress Ter was $15,129, up 1.5% from the year before.

Source: Union County and Springfield Township assessment roll, as of July 8, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyUnion County
County SubdivisionSpringfield Township
Unified School DistrictSpringfield Township School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$627,500 (-) Land $229,400 Building $398,100$627,500 (-) Land $229,400 Building $398,100
2025$15,129.00 (+1.52%)$627,500 Land $229,400 Building $398,100$627,500 Land $229,400 Building $398,100
2024$14,903.00
2023$627,500 Land $229,400 Building $398,100$627,500 Land $229,400 Building $398,100
2022$13,530.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cypress Ter in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 36 policies
Nearby Flood Policies36 in force
Nearby Flood Claims122 (1978–2023)
Claims Outside the SFHA31 of 122
Most Recent ClaimDec 2023 · river or lake flooding
Claims by Event
  • Remnants Of Hurricane Ida, Sep 2021 · 15 claims
  • Hurricane Irene, Aug 2011 · 35 claims
  • Hurricane Floyd Major Disaster Declarations, Sep 1999 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cypress Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 94% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNJ AMERICAN WATER - SHORT HILLS
private · serves 217,230 people · EPA ID NJ0712001
Water SourceSurface water
Last State InspectionNov 2022
Lead3 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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