21 Covington Rd, Griffin, GA 30223 Property Records

Spalding County property record for 21 Covington Rd, Griffin, GA 30223

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,144 sqft · built 1920
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$125,500 (Aug 2018)
Tax Bill	$2,230 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`254-03-009-D`

Property Details

APN / Parcel Number

Primary APN	`254-03-009-D`
Alternative APN	`22821`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	2,144 sqft Heated Area
1st Floor Area	1,232 sqft
Attic Area	288 sqft
Flooring	Concrete/Cement
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1980
Architectural Style	Other
Exterior Material	Wood Siding
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Garage Type	Carport
Carport	Carport
Carport Area	400 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	496 sqft
Deck Area	656 sqft
Patio Area	656 sqft
Utility Building	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	22821
Street Address	21 COVINGTON RD
City	GRIFFIN
State	GA
Zip	30223-5611
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COVINGTON RD 4.00 AC
Jurisdiction	SPALDING GA
Township / Civil Division	SUNNY SIDE
Census Block Group	3
Census Block	3003
Census Tract	160101

Owner

21 Covington Rd is owned and occupied by an individual who acquired it in August 2018.

Source: Spalding County records, as of January 7, 2026

Owner of Record	Individual Name on File
Mailing Address	21 COVINGTON RD, GRIFFIN, GA 30223-5611
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Deed of Trust, Mortgage · Commercial Mortgage UNITED BANK
Mar 19, 2021	Deed of Trust, Mortgage · FHA Mortgage AMERIS BANK
Aug 22, 2018	Grant Deed, Transfer AMERIS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 17, 2018 · Amount on File
Deed Sale	Aug 17, 2018 · Amount on File
Prior Sale	Nov 17, 2017 · Amount on File
Deed Document Number	0000432276
Deed Book / Page	4322 / 76
Last Transfer Date	Aug 22, 2018
Transfer Doc	0043220076
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPALDING GA
Property Address	21 COVINGTON RD, GRIFFIN, GA 30223-5611
Transaction Type	Mortgage
Record Updated	Jan 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COVINGTON RD, GRIFFIN, GA 30223-5611

Mortgage

Document Number	0048940000000138
Date	Dec 30, 2021
Book Page	0000004894/0000000138

Lender

Name	UNITED BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Jan 1, 2022

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SPALDING GA
Property Address	21 COVINGTON RD, GRIFFIN, GA 30223-5611
Transaction Type	Mortgage
Record Updated	Apr 19, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COVINGTON RD, GRIFFIN, GA 30223-5611

Mortgage

Document Number	0047180000000148
Date	Mar 19, 2021
Book Page	0000004718/0000000148

Lender

Name	AMERIS BANK

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SPALDING GA
Recording Date	Aug 22, 2018
Property Address	21 COVINGTON RD, GRIFFIN, GA 30223-5611
Document Number	0043220076
Book / Page	004322 / 000076
Instrument Date	Aug 10, 2018
Transaction Type	Transfer
Record Updated	Nov 1, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125.50
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COVINGTON RD GRIFFIN GA 302235611, GRIFFIN, GA 30223-5611

Mortgage

Document Number	43220078
Date	Aug 22, 2018
Book Page	004322/000078

Lender

Name	AMERIS BK
Type	Bank
Address	MARIETTA, GA 30067

Agreement

Amount	Amount on Record
Term	360 Months
Due	Aug 21, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Covington Rd was $2,230, up 1.1% from the year before.

Source: Spalding County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Spalding County
Unified School District	Spalding County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,230.00 (+1.13%)	$62,345 (-) Land $24,000 Building $38,345	$155,862 (-) Land $60,000 Building $95,862
2024	$2,205.00 (-1.21%)	$62,345 (-) Land $24,000 Building $38,345	$155,862 (-) Land $60,000 Building $95,862
2023	$2,232.00 (+1%)	$62,345 (+11.68%) Land $24,000 Building $38,345	$155,862 (+11.67%) Land $60,000 Building $95,862
2022	$2,029.00	$55,827 Land $19,200 Building $36,627	$139,568 Land $48,000 Building $91,568

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Covington Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective June 6, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Hurricane Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Covington Rd is moderate, ranking above 46% of the US, with a 0.09% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 49% of Georgia
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPALDING COUNTY WATER SYSTEM serves 40,430 people · EPA ID GA2550036
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	1,200 / 35

May also be available: Spectrum.

Cell Coverage

5G and 4G LTE (outdoors only)

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