East Lyme Town property record for 21 Cove St, Niantic, CT 06357
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1.5 ba · 1,100 sqft · built 1940 |
| Lot Size | 0.06 acres (2,614 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $250,000 (Feb 2022) |
| Tax Bill | $5,859 (2025) |
| Deeds & Mortgages | Jun 2022 Transfer Feb 2022 Sale |
| Flood Zone | Zone AE (high risk) |
| APN | ELYM M:017.6 B:00055 L:00000 |
| Primary APN | ELYM M:017.6 B:00055 L:00000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 2,016 sqft |
| 1st Floor Area | 660 sqft |
| Attic | Attic |
| Attic Area | 440 sqft |
| Basement Area | 440 sqft |
| Unfinished Basement | 440 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 2,614 sqft (0.06 acres) |
| Garage Type | Carport |
| Carport | Carport |
| Deck Area | Deck Area |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Oil |
| Account Number | 2695 |
|---|---|
| Street Address | 21 COVE ST |
| City | NIANTIC |
| State | CT |
| Zip | 06357-2631 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R10 |
| Legal Block | 55 |
| Jurisdiction | EAST LYME CT |
| Township / Civil Division | EAST LYME |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 870704 |
Source: East Lyme Town records, as of June 25, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 COVE ST, NIANTIC, CT 06357-2631 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 7, 2022 | Quit Claim Deed, Transfer Quitclaim |
| Feb 3, 2022 | Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 3, 2022 · Amount on Record |
| Deed Sale | Feb 3, 2022 · Amount on Record |
| Deed Document Number | 2022381 |
| Deed Book / Page | 1074 / 753 |
| Record Updated | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Jun 7, 2022 |
| Property Address | 21 COVE ST, NIANTIC, CT 06357-2631 |
| Document Number | 0001082-59 |
| Book / Page | 1082 / 59 |
| Instrument Date | Jun 5, 2022 |
| Instrument | 1697 |
| Transaction Type | Transfer |
| Record Updated | Jun 23, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 21 COVE ST, NIANTIC, CT 06357-2631 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | EAST LYME CT |
| Recording Date | Feb 3, 2022 |
| Property Address | 21 COVE ST, NIANTIC, CT 06357-2631 |
| Document Number | 001074-753 |
| Book / Page | 1074 / 753 |
| Instrument Date | Feb 1, 2022 |
| Instrument | 381 |
| Transaction Type | Transfer |
| Record Updated | Feb 17, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 14 W MAIN ST, NIANTIC, CT 06357-2320 |
Source: East Lyme Town assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision | East Lyme Town |
| Unified School District | East Lyme School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,859.00 | $209,160 (-) Land $125,650 Building $83,510 | $146,412 Land $87,955 Building $58,457 |
| 2024 | $5,859.00 (+12.59%) | ||
| 2023 | $5,204.00 (+4.37%) | $209,160 (-) Land $125,650 Building $83,510 | |
| 2022 | $4,986.00 | $209,160 Land $125,650 Building $83,510 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 20, 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EAST LYME WATER & SEWER COMMISSION serves 15,245 people · EPA ID CT0450011 |
|---|---|
| Water Source | Purchased surface water from NEW LONDON DEPT. OF PUBLIC UTILITIES |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 244 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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