Putnam County and Carmel Town property record for 21 Cornish Rd, Carmel, NY 10512
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 3,238 sqft · built 1918 |
| Lot Size | 1.16 acres (50,530 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $20,949 (2024) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 372000 54.8-1-12.1 |
| Primary APN | 372000 54.8-1-12.1 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 3,238 sqft Living Area |
| 1st Floor Area | 3,238 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 50,530 sqft (1.16 acres) |
| Lot Width | 129 ft Width |
| View / Lot | Waterfront |
| Patio Area | 360 sqft |
| Shed | 1 Shed |
| Shed Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Oil |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 302300 |
|---|---|
| Street Address | 21 CORNISH RD |
| City | CARMEL |
| State | NY |
| Zip | 10512-1005 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Subdivision | HOPKINS SUBDIVISION |
| Legal Block | 1 |
| Legal Lot Number | 12.00 |
| Jurisdiction | PUTNAM NY |
| Township / Civil Division | CARMEL |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 11502 |
21 Cornish Rd is owned and occupied by an individual who acquired it in May 2020.
Source: Putnam County and Carmel Town records, as of April 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 CORNISH RD, CARMEL, NY 10512-1005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA |
| Aug 17, 2020 | Correction Deed STEWART TITLE, STEWART TITLE INSURANCE CO |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | May 15, 2020 |
| Transfer Doc | 0021690308 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 21 CORNISH RD, CARMEL, NY 10512-1005 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | STEWART TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0071320275 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 7132/275 |
| Instrument | 6402-2020 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jun 1, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PUTNAM NY |
| Property Address | 21 CORNISH RD, CARMEL, NY 10512-1005 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2022 |
| Title Company | STEWART TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0071320293 |
|---|---|
| Date | Aug 17, 2020 |
| Book Page | 7132/293 |
| Instrument | 6403-2020 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Address | MINNEAPOLIS, MN 55467 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 178 Months |
| Due | Jun 1, 2035 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | PUTNAM NY |
| Recording Date | Aug 17, 2020 |
| Property Address | 21 CORNISH RD, CARMEL, NY 10512-1005 |
| Document Number | 0021690308 |
| Book / Page | 002169 / 000308 |
| Instrument Date | Aug 17, 2020 |
| Instrument | 6401 |
| Record Updated | Sep 1, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE INSURANCE CO |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 CORNISH RD CARMEL NY 105121005, CARMEL, NY 10512-1005 |
Source: Putnam County and Carmel Town assessment roll, as of April 29, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Putnam County |
| County Subdivision | Carmel Town |
| Unified School District | Carmel Central School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $736,300 (+7%) Land $111,400 Building $624,900 | $736,300 (+7%) Land $111,400 Building $624,900 | |
| 2024 | $20,949.00 | $688,100 (+7%) Land $111,400 Building $576,700 | $688,100 (+7%) Land $111,400 Building $576,700 |
| 2023 | $643,100 (+10.99%) Land $101,300 Building $541,800 | $643,100 (+10.99%) Land $101,300 Building $541,800 | |
| 2022 | $579,400 Land $101,300 Building $478,100 | $579,400 Land $101,300 Building $478,100 | |
| 2020 | $5,498.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Cornish Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 4, 2013 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Cornish Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CARMEL WD 2 serves 5,000 people · EPA ID NY3903641 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2025 |
| Lead | 7 ppb (2020–2022) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
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