21 Copperbeech Rd, Saint James, NY 11780 Property Records

Suffolk County and Smithtown Town property record for 21 Copperbeech Rd, Saint James, NY 11780

Property Summary

Property TypeSingle Family Home
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on Record
Last Sale$390,000 (Jul 2020)
Tax Bill$9,805 (2024)
Deeds & MortgagesDec 2021 Refinance
Jul 2020 Sale
Flood ZoneZone X (minimal risk)
APN473489 38.-2-10

Property Details

APN / Parcel Number

Primary APN473489 38.-2-10
Alternative APNs
  • 0800-038.00-02.00-010.000
  • 348903800000020100000000
  • 47340010273
  • J51405

Exterior

Lot Area11,326 sqft (0.26 acres)

Location & Zoning

Account NumberJ51405
Street Address21 COPPERBEECH RD
CitySAINT JAMES
StateNY
Zip11780-2128
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description14-580351 TC-76 *2717 LOT 167 PINEWOOD FARMS SEC 4
Legal Block2
Legal Lot Number10
JurisdictionSUFFOLK NY
Township / Civil DivisionSMITHTOWN
Census Block Group3
Census Block3000
Census Tract135005

Owner

Source: Suffolk County and Smithtown Town records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 COPPERBEECH RD, SAINT JAMES, NY 11780-2128
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 21, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
CARDINAL FINANCIAL COMPANY LP
Jul 13, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 13, 2020 · Amount on Record
Deed SaleJul 13, 2020 · Amount on Record
Prior SaleJul 5, 2013 · Amount on Record
Deed Book / Page13063 / 859
Record UpdatedSep 20, 2026

December 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSUFFOLK NY
Property Address21 COPPERBEECH RD, SAINT JAMES, NY 11780-2128
Transaction TypeMortgage
Record UpdatedFeb 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0233600007
DateDec 21, 2021
Book Page23360/7
InstrumentDM054018
Lender
NameCARDINAL FINANCIAL COMPANY LP
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term349 Months
DueJan 1, 2051

July 2020: Deed, Transfer

Document TypeDeed
JurisdictionSUFFOLK NY
Recording DateJul 13, 2020
Property Address21 COPPERBEECH RD, SAINT JAMES, NY 11780-2128
Document Number0130630859
Book / Page13063 / 859
Instrument DateJun 22, 2020
Transaction TypeTransfer
Record UpdatedAug 20, 2021

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

Source: Suffolk County and Smithtown Town assessment roll, as of August 11, 2026

Property Jurisdictions

TypeName
StateNew York
CountySuffolk County
County SubdivisionSmithtown Town
Unified School DistrictSmithtown Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,640 (-) Land $270 Building $3,370$455,000 (+10,774.76%) Land $33,750 Building $421,250
2024$9,805.00
2023$3,640 Land $270 Building $3,370$4,184 Land $310 Building $3,874

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1978)
Most Recent ClaimFeb 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemST JAMES WATER DISTRICT
serves 10,587 people · EPA ID NY5103266
Water SourcePurchased groundwater from SUFFOLK COUNTY WATER AUTHORITY
Last State InspectionDec 2025
Lead1 ppb (2025–2027)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Verizon
Fiber · Fixed Wireless in parts of the area
2,300 / 2,300
T-Mobile
Fixed Wireless
100 / 20

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