21 Cooper Dr, Franklin, MA 02038 Property Records

Norfolk County and Franklin Town City property record for 21 Cooper Dr, Franklin, MA 02038

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,829 sqft · built 1997
Lot Size	0.93 acres (40,520 sqft)
Owner	2 Individual Names on File
Last Sale	$936,000 (Jun 2026)
Tax Bill	$8,027 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Apr 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`140-002-05`

Property Details

APN / Parcel Number

Primary APN	`140-002-05`
Alternative APNs	`FRAN M:215 L:084` `M:140 L:002=05`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,829 sqft Living Area
Gross Area	3,478 sqft
Basement Area	731 sqft
Unfinished Basement	731 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	40,520 sqft (0.93 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	140-002-05
Street Address	21 COOPER DR
City	FRANKLIN
State	MA
Zip	02038-1068
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	COLE FARM ESTATES 02
Legal Lot Number	84
Jurisdiction	FRANKLIN MA
Township / Civil Division	FRANKLIN TOWN
Census Block Group	4
Census Block	4003
Census Tract	442103

Owner

21 Cooper Dr is owned and occupied by two individuals who bought it in June 2026.

Source: Norfolk County and Franklin Town City records, as of October 5, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 COOPER DR, FRANKLIN, MA 02038-1068
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Quit Claim Deed, Transfer · Conventional Mortgage
Apr 9, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance BLUESTONE BANK
Apr 16, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance BRIDGEWATER SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 2026 · Amount on File
Deed Sale	Jun 25, 2026 · Amount on File
Prior Sale	Jun 8, 2015
Deed Document Number	202643879
Deed Book / Page	43196 / 25
Prior Transfer Date	Jun 8, 2026
Prior Transfer Doc	0000043879
Record Updated	Oct 29, 2026

June 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRANKLIN MA
Recording Date	Jun 25, 2026
Property Address	21 COOPER DR, FRANKLIN, MA 02038-1068
Document Number	0000043879
Book / Page	43196 / 25
Instrument Date	Jun 8, 2026
Instrument	202643879
Transaction Type	Transfer
Record Updated	Jul 15, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	21 COOPER DR, FRANKLIN, MA 02038-1068

Mortgage

Date	Jun 25, 2026

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate	6.36%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	21 COOPER DR, FRANKLIN, MA 02038-1068
Transaction Type	Mortgage
Record Updated	Apr 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	39255-581
Date	Apr 9, 2021
Book Page	39255/581
Instrument	47044

Lender

Name	BLUESTONE BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN MA
Property Address	21 COOPER DR, FRANKLIN, MA 02038-1068
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	36726-196
Date	Apr 16, 2019
Book Page	36726/196
Instrument	27110

Lender

Name	BRIDGEWATER SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	May 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cooper Dr was $8,027, up 0.5% from the year before.

Source: Norfolk County and Franklin Town City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Norfolk County
Municipality	Franklin Town City
Unified School District	Franklin School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,027.00 (+0.45%)	$690,800 (+1.92%) Land $334,400 Building $356,400	$765,225 (+2.74%)
2024	$7,991.00 (+4.87%)	$677,800 (+11.9%) Land $334,400 Building $343,400	$744,800
2023	$7,620.00	$605,700 Land $285,000 Building $320,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cooper Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (2005–2010)
Most Recent Claim	Mar 2010 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cooper Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRANKLIN WATER DEPARTMENT serves 33,706 people · EPA ID MA2101000
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000

Cell Coverage

5G (outdoors only) and 4G LTE

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