Middlesex County and Ayer Town property record for 21 Coolidge Rd, Ayer, MA 01432 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 1.5 Baths |
| Year Built | Built 1988 |
| Square Footage | 2,310 sqft Living Area |
| Lot Size | 17,424 sqft (0.4 acres) |
| Garage | Detached |
| Last Sale | $330,000 (2024) |
| Tax Bill | $5,451.00 (2025) |
| Primary APN | AYER M:019 B:0000 L:0174 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Partial Baths | 1 Partial Baths |
| Total Rooms | 10 Rooms |
| Building Area | 2,310 sqft Living Area |
| Basement Area | 864 sqft Basement |
| Unfinished Basement | 864 sqft Unfinished |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1929 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Construction Type | Concrete Construction |
| Roof Construction | Gambrel Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Detached Garage |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Street Address | 21 COOLIDGE RD |
|---|---|
| City | AYER |
| State | MA |
| Zip | 01432-1915 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Lot Number | 174 |
| Jurisdiction | AYER MA |
| Minor Civil Division | AYER |
| Census Blockgroup | 3 |
| Census Block | 3001 |
| Census Tract | 325102 |
Source: Middlesex County and Ayer Town records · APN AYER M:019 B:0000 L:0174
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 5 EMIES DR, LITTLETON, MA 01460 |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 21, 2026 | Deed of Trust, Mortgage · Line of Credit GUARANTEED RATE, INC |
| Oct 17, 2025 | Deed of Trust, Mortgage GUARANTEED RATE INC |
| Jan 30, 2024 | Quit Claim Arm's Length for NE States, Transfer · Stand Alone First Mortgage GUARANTEED RATE INC |
| Jun 15, 2022 | Redemption Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jan 30, 2024 · Amount on Record |
| Deed Sale | Jan 30, 2024 · Amount on Record |
| Deed Doc Number | 20249933 |
| Deed Book / Page | 82441 / 197 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Apr 21, 2026 |
| Property Address | 21 COOLIDGE RD, AYER, MA 01432-1915 |
| Document Number | 085488-414 |
| Book / Page | 85488 / 414 |
| Instrument Date | Apr 10, 2026 |
| Instrument | 202643584 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 COOLIDGE RD, AYER, MA 01432-1915 |
| Document Number | 0000043584, |
|---|---|
| Date | Apr 21, 2026 |
| Book Page | 85488/414 |
| Instrument | 202643584 |
| Name | GUARANTEED RATE, INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 01, 2046 |
| Rate | 6.11% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | AYER MA |
| Property Address | 21 COOLIDGE RD, AYER, MA 01432-1915 |
| Transaction Type | Mortgage |
| Record Updated | Nov 12, 2025 |
| Name | Verified Name |
|---|
| Document Number | 00084748-1 |
|---|---|
| Date | Oct 17, 2025 |
| Book Page | 84748/1 |
| Instrument | 126064 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Amount | Amount Recorded |
|---|---|
| Term | 361 Months |
| Due | Nov 01, 2055 |
| Document Type | Quit Claim Arm's Length for NE States |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jan 30, 2024 |
| Property Address | 21 COOLIDGE RD, AYER, MA 01432-1915 |
| Document Number | 082441-197 |
| Book / Page | 82441 / 197 |
| Instrument Date | Jan 30, 2024 |
| Instrument | 9933 |
| Transaction Type | Transfer |
| Record Updated | Feb 16, 2024 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5 EMIES DR, LITTLETON, MA 01460 |
| Document Number | 0000009934 |
|---|---|
| Date | Jan 30, 2024 |
| Instrument | 9934 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Redemption Deed |
|---|---|
| Jurisdiction | AYER MA |
| Recording Date | Jun 15, 2022 |
| Property Address | 21 COOLIDGE RD, AYER, MA 01432-1915 |
| Document Number | 080277-348 |
| Book / Page | 80277 / 348 |
| Instrument Date | Jun 14, 2022 |
| Instrument | 89809 |
| Transaction Type | Transfer |
| Record Updated | Sep 02, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
Source: Middlesex County and Ayer Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Ayer Town |
| Unified School District | Ayer-Shirley School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,451.00 (+5.54%) | $455,800 (+9.59%) Land $148,100 Building $307,700 | $641,630 |
| 2023 | $5,165.00 | $415,900 Land $159,200 Building $256,700 |
21 Coolidge Rd is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · Middlesex County (25017C), updated September 10, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 58th in Massachusetts |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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