Westchester County and Mount Vernon City property record for 21 Cooley Pl, Mount Vernon, NY 10550
| Property Type | Duplex |
|---|---|
| Lot Size | 0.09 acres (3,920 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $685,000 (Nov 2023) |
| Tax Bill | $9,357 (2025) |
| Deeds & Mortgages | Nov 2023 Sale & Mortgage Jan 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 550800 165.80-4003-17 |
| Primary APN | 550800 165.80-4003-17 |
|---|---|
| Alternative APNs |
|
| Architectural Style | Duplex Single |
|---|---|
| Lot Area | 3,920 sqft (0.09 acres) |
| Account Number | 095160 |
|---|---|
| Street Address | 21 COOLEY PL |
| City | MOUNT VERNON |
| State | NY |
| Zip | 10550-5101 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Legal Subdivision | PROPERTY OF CARLOS J MILLER ESQ |
| Legal Block | 4003 |
| Legal Lot Number | 17.000 |
| Jurisdiction | WESTCHESTER NY |
| Township / Civil Division | MOUNT VERNON |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 3300 |
Source: Westchester County and Mount Vernon City records, as of May 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 COOLEY PL, MOUNT VERNON, NY 10550-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 3, 2023 | Bargain and Sale Deed, Transfer · FHA Mortgage UNMB HOME LOANS INC |
| Jan 10, 2020 | Grant Deed, Transfer · FHA Mortgage NJ LENDERS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 3, 2023 · Amount on Record |
| Deed Sale | Nov 3, 2023 · Amount on Record |
| Prior Sale | Jun 2, 2005 · Amount on Record |
| Deed Document Number | 20233002 |
| Record Updated | Jun 8, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Nov 3, 2023 |
| Property Address | 21 COOLEY PL, MOUNT VERNON, NY 10550-5101 |
| Document Number | 0632963002 |
| Instrument Date | Oct 27, 2023 |
| Instrument | 632963002 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2023 |
| Title Company | JUDICIAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,740.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 21 COOLEY PL, MOUNT VERNON, NY 10550-5101 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 3468 FENTON AVE APT 3B, 3B, BRONX, NY 10469-2065 |
| Document Number | 0633073506 |
|---|---|
| Date | Nov 3, 2023 |
| Instrument | 633073506 |
| Name | UNMB HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 1, 2053 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | WESTCHESTER NY |
| Recording Date | Jan 10, 2020 |
| Property Address | 21 COOLEY PL, MOUNT VERNON, NY 10550-5101 |
| Document Number | 0593573452 |
| Book / Page | 059357 / 003452 |
| Instrument Date | Dec 23, 2019 |
| Transaction Type | Transfer |
| Record Updated | Jan 30, 2020 |
| Title Company | LANGDON TITLE AGENCY LLC, LANGDON TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,060.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 225 W 232ND ST #3C BRONX NY 104635515, 3C, BRONX, NY 10463-5515 |
| Document Number | 600023302 |
|---|---|
| Date | Jan 10, 2020 |
| Book Page | 060002/003302 |
| Name | NJ LENDERS |
|---|---|
| Address | LITTLE FALLS, NJ 07424 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 9, 2050 |
Source: Westchester County and Mount Vernon City assessment roll, as of May 14, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Westchester County |
| Municipality | Mount Vernon City |
| Unified School District | Mount Vernon School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,357.00 | $10,000 (-) Land $2,300 Building $7,700 | $555,556 (+6.67%) Land $127,778 Building $427,778 |
| 2024 | $10,000 (-) Land $2,300 Building $7,700 | $520,834 (-10.94%) Land $119,792 Building $401,042 | |
| 2023 | $10,000 (-) Land $2,300 Building $7,700 | $584,795 (+17.54%) Land $134,503 Building $450,292 | |
| 2022 | $10,000 Land $2,300 Building $7,700 | $497,513 Land $114,428 Building $383,085 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MOUNT VERNON WATER DEPARTMENT serves 73,893 people · EPA ID NY5903441 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jul 2025 |
| Lead | 7 ppb (2025–2027) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 656 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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