21 Concord Cir, Howell, NJ 07731 Property Records

Monmouth County and Howell Township property record for 21 Concord Cir, Howell, NJ 07731

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,541 sqft · built 1985
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Last Sale	$350,000 (Aug 2009)
Tax Bill	$10,443 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`21-00084-15-00016`

Property Details

APN / Parcel Number

Primary APN	`21-00084-15-00016`
Alternative APNs	`2100084001500016` `21516000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,541 sqft Living Area
1st Floor Area	976 sqft
Upper Floors Area	709 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Contemporary
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Other
Lot Area	11,761 sqft (0.27 acres)
Garage Area	336 sqft
Parking Spaces	2 Parking Spaces
Pool Type	Spa / Hot Tub (No Pool)
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	21516000
Street Address	21 CONCORD CIR
City	HOWELL
State	NJ
Zip	07731-1557
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Subdivision	BROOKSIDE SEC 01
Legal Block	84.15
Legal Lot Number	16
Jurisdiction	MONMOUTH NJ
Township / Civil Division	HOWELL
Census Block Group	1
Census Block	1005
Census Tract	811303

Owner

21 Concord Cir is owned and occupied by two individuals who bought it in August 2009.

Source: Monmouth County and Howell Township records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CONCORD CIR, HOWELL, NJ 07731-1557
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 10, 2009 · Amount on File
Deed Sale	Aug 10, 2009 · Amount on File
Prior Sale	Sep 4, 1998 · Amount on File
Deed Document Number	200992523
Deed Book / Page	8791 / 2250
Record Updated	Sep 20, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	21 CONCORD CIR, HOWELL, NJ 07731-1557
Document Number	0000110897
Instrument Date	Sep 17, 2020
Transaction Type	Mortgage
Record Updated	Oct 23, 2020
Title Company	CROSS BRIDGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 CONCORD CIR HOWELL NJ 077311557, HOWELL, NJ 07731-1557

Mortgage

Document Number	0000110897
Date	Sep 29, 2020
Book Page	009444/004036
Instrument	110897

Lender

Name	QRL FIN'L SVCS
Address	MADISON, WI 53717

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Sep 28, 2035

Tax Assessment & Valuation

The 2025 property tax bill for 21 Concord Cir was $10,443, up 8.2% from the year before.

Source: Monmouth County and Howell Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Howell Township
Secondary School District	Freehold Regional School District (09 - 12)
Elementary School District	Howell Township School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$628,800 (+3.63%) Land $408,500 Building $220,300	$628,800 (+3.63%) Land $408,500 Building $220,300
2025	$10,443.00 (+8.22%)	$606,800 Land $388,500 Building $218,300	$606,800 Land $388,500 Building $218,300
2024	$9,650.00
2023		$511,400 Land $278,500 Building $232,900	$511,400 Land $278,500 Building $232,900
2022	$9,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Concord Cir in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	7 (1978–1984)
Most Recent Claim	Jun 1984 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Concord Cir is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 54% of New Jersey
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 418 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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