21 Compass Rd, Middle River, MD 21220 Property Records

Baltimore County property record for 21 Compass Rd, Middle River, MD 21220

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,128 sqft · built 1942
Lot Size	0.126 acres (5,500 sqft)
Owner	Individual Name on Record
Last Sale	$264,000 (Oct 2019)
Tax Bill	$3,387 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Apr 2021 Mortgage + 2 more
APN	`15-1513134510`

Property Details

APN / Parcel Number

Primary APN	`15-1513134510`
Alternative APN	`1513134510`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	2,128 sqft Living Area
1st Floor Area	1,148 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	100 ft deep x 55 ft wide
Garage Type	Detached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	1513134510
Street Address	21 COMPASS RD
City	MIDDLE RIVER
State	MD
Zip	21220-4543
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	VICTORY VILLA
Legal Subdivision	VICTORY VILLA
Legal Block	2
Legal Lot Number	270
Jurisdiction	BALTIMORE MD
Township / Civil Division	15
Census Block Group	2
Census Block	2007
Census Tract	451200

Owner

Source: Baltimore County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 COMPASS RD, MIDDLE RIVER, MD 21220-4543
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Deeds, Mortgages & Sale History

Date	Document
Jan 2, 2026	Deed of Trust, Mortgage · Conventional Mortgage FIRST FINANCIAL FCU OF MARYLAND
Apr 21, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 29, 2019	Deed, Transfer · FHA Mortgage 1ST FINANCIAL INC
Nov 7, 2018	Deed, Transfer · Stand-Alone First Mortgage GREEN LIGHT FUNDING INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Nov 7, 2018 · Amount on Record
Deed Book / Page	42053 / 276
Transfer Doc	0000129506
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	21 COMPASS RD, MIDDLE RIVER, MD 21220-4543
Transaction Type	Mortgage
Record Updated	Jan 14, 2026
Title Company	ACCURATE EQUITY GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COMPASS RD, MIDDLE RIVER, MD 21220-4543

Mortgage

Document Number	0508720185
Date	Jan 2, 2026
Book Page	50872/185

Lender

Name	FIRST FINANCIAL FCU OF MARYLAND
Type	Credit Union
Address	SPARKS GLENCOE, MD 21152

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	216 Months
Due	Jan 1, 2044

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BALTIMORE MD
Property Address	21 COMPASS RD, MIDDLE RIVER, MD 21220-4543
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0445370434
Date	Apr 21, 2021
Book Page	44537/434

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

October 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Oct 29, 2019
Property Address	21 COMPASS RD, MIDDLE RIVER, MD 21220-4543
Document Number	0420530276
Book / Page	42053 / 276
Map Reference	MB 22 FO 111
Instrument Date	Sep 30, 2019
Transaction Type	Transfer
Record Updated	Aug 10, 2022
Title Company	REAL ESTATE SETTLEMENTS & ES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	21 COMPASS RD, BALTIMORE, MD 21220-4543

Mortgage

Document Number	0042053283
Date	Oct 29, 2019
Instrument	42053/283

Lender

Name	1ST FINANCIAL INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2049

November 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BALTIMORE MD
Recording Date	Nov 7, 2018
Property Address	21 COMPASS RD, MIDDLE RIVER, MD 21220-4543
Document Number	0408510390
Book / Page	0040851 / 390
Map Reference	MB22 FO111
Instrument Date	Sep 28, 2018
Transaction Type	Transfer
Record Updated	Aug 10, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	219 CHARTLEY DR, REISTERSTOWN, MD 21136-2324

Mortgage

Document Number	0040851395
Date	Nov 7, 2018
Instrument	0040851/395

Lender

Name	GREEN LIGHT FUNDING INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	5 Months
Due	Apr 1, 2019

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Baltimore County
Unified School District	Baltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,387.00 (+115.46%) Homeowner's exemption	$301,633 (+17.87%)	$324,500 (+26.81%) Land $55,700 Building $268,800
2023	$1,572.00 Homeowner's exemption	$255,900 Land $53,500 Building $202,400	$255,900 Land $53,500 Building $202,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1979–2011)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BALTIMORE serves 1,600,000 people · EPA ID MD0300002
Water Source	Surface water
Last State Inspection	Oct 2024
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026 E. coli resolved · Sep 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,028 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Believe Broadband Fixed Wireless	500 / 100
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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