Stamford City property record for 21 Cold Spring Rd, Stamford, CT 06905
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 3,328 sqft · built 1933 |
| Lot Size | 0.176 acres (7,666 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $425,250 (May 2018) |
| Tax Bill | $9,671 (2025) |
| Deeds & Mortgages | Apr 2025 Line of Credit Oct 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 000-1398 |
| Primary APN | 000-1398 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Units | 2 Units |
| Stories | 3 Stories |
| Building Area | 3,328 sqft Living Area |
| Gross Area | 5,278 sqft |
| 1st Floor Area | 1,636 sqft |
| Basement Area | 1,062 sqft |
| Unfinished Basement | 1,062 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1933 |
|---|---|
| Effective Year Built | Effective 1933 |
| Architectural Style | Other |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 7,666 sqft (0.176 acres) |
| Garage Type | Attached |
| Parking Spaces | 1 Parking Space |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Electric |
| Account Number | 1398 |
|---|---|
| Street Address | 21 COLD SPRING RD |
| City | STAMFORD |
| State | CT |
| Zip | 06905-4240 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | R6 |
| Legal Block | 1398 |
| Jurisdiction | STAMFORD CT |
| Township / Civil Division | STAMFORD |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21300 |
21 Cold Spring Rd, a duplex, is owned and occupied by two individuals who bought it in May 2018.
Source: Stamford City records, as of June 25, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 COLD SPRING RD, STAMFORD, CT 06905-4240 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Al (and Others) |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 21, 2025 | Deed of Trust, Mortgage · Line of Credit POINT DIGITAL FINANCE INC |
| Oct 6, 2021 | Deed of Trust, Mortgage · FHA Mortgage CALIBER HOME LOANS INC |
| May 4, 2018 | Warranty Deed, Transfer · FHA Mortgage CALIBER HM LOANS |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 4, 2018 · Amount on File |
| Deed Sale | May 4, 2018 · Amount on File |
| Prior Sale | Jan 30, 2007 · Amount on File |
| Deed Document Number | 20182018007320 |
| Deed Book / Page | 11939 / 346 |
| Transfer Doc | 10737-74 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAMFORD CT |
| Property Address | 21 COLD SPRING RD, STAMFORD, CT 06905-4240 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 013495-200 |
|---|---|
| Date | Apr 21, 2025 |
| Book Page | 13495/200 |
| Instrument | 2025004637 |
| Name | POINT DIGITAL FINANCE INC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | STAMFORD CT |
| Property Address | 21 COLD SPRING RD, STAMFORD, CT 06905-4240 |
| Transaction Type | Mortgage |
| Record Updated | Oct 21, 2021 |
| Name | Verified Name |
|---|
| Document Number | 12827-201 |
|---|---|
| Date | Oct 6, 2021 |
| Book Page | 12827/201 |
| Instrument | 2021021426 |
| Name | CALIBER HOME LOANS INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | STAMFORD CT |
| Recording Date | May 4, 2018 |
| Property Address | 21 COLD SPRING RD, STAMFORD, CT 06905-4240 |
| Document Number | 11939-346 |
| Book / Page | 011939 / 000346 |
| Instrument Date | Apr 3, 2018 |
| Instrument | 7320 |
| Transaction Type | Transfer |
| Record Updated | May 23, 2018 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $425.25 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 11940-1 |
|---|---|
| Date | May 4, 2018 |
| Book Page | 011940/000001 |
| Instrument | 7322 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 3, 2048 |
The 2025 property tax bill for 21 Cold Spring Rd was $9,671.
Source: Stamford City assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Connecticut |
| County Subdivision / Municipality | Stamford City |
| Unified School District | Stamford School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,671.00 | $408,740 Land $209,940 Building $198,800 | $286,118 Land $146,958 Building $139,160 |
| 2024 | $9,671.00 (-4.82%) | ||
| 2023 | $10,161.00 (+20.32%) | $408,740 (+29.42%) Land $209,940 Building $198,800 | |
| 2022 | $8,445.00 | $315,820 Land $167,960 Building $147,860 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Cold Spring Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective November 28, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 21 Cold Spring Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 24 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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