21 Coachlight Dr, Poughkeepsie, NY 12603 Property Records

Dutchess County and Poughkeepsie Town property record for 21 Coachlight Dr, Poughkeepsie, NY 12603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 3,010 sqft · built 1990
Lot Size	0.45 acres (19,602 sqft)
Owner	Individual Name on File
Last Sale	$101,271 (Aug 1998)
Tax Bill	$18,999 (2025)
Deeds & Mortgages	Mar 2022 Mortgage Oct 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`134689-6260-01-187917-0000`

Property Details

APN / Parcel Number

Primary APN	`134689-6260-01-187917-0000`
Alternative APNs	`468900626000011879170000` `134689 6.260-1-187.917` `14187917`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	3,010 sqft Living Area
Gross Area	3,604 sqft
1st Floor Area	1,600 sqft
2nd Floor Area	1,410 sqft
Upper Floors Area	90 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1995
Architectural Style	Colonial
Exterior Material	Wood
Lot Area	19,602 sqft (0.45 acres)
View / Lot	Suburban
Garage Type	Attached
Garage Area	424 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	656 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	14187917
Street Address	21 COACHLIGHT DR
City	POUGHKEEPSIE
State	NY
Zip	12603-4229
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R20
Legal Description	0.45 AC 1883 0335 1808 0086
Legal Block	1
Legal Lot Number	187
Jurisdiction	DUTCHESS NY
Township / Civil Division	POUGHKEEPSIE
Census Block Group	3
Census Block	3002
Census Tract	140400

Owner

21 Coachlight Dr is owned and occupied by an individual who bought it in August 1998.

Source: Dutchess County and Poughkeepsie Town records, as of April 29, 2026

Owner of Record	Individual Name on File
Mailing Address	21 COACHLIGHT DR, POUGHKEEPSIE, NY 12603-4229
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2022	Deed of Trust, Mortgage · FHA Mortgage SECRETARY HOUSING URBAN DEVELOPMENT
Oct 11, 2019	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MTG
Oct 11, 2019	Loan Modification, Mortgage · FHA Mortgage FREEDOM MTG
Oct 1, 2018	Grant Deed, Transfer · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 31, 1998 · Amount on File
Deed Sale	Aug 31, 1998 · Amount on File
Deed Book / Page	2014 / 560
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	21 COACHLIGHT DR, POUGHKEEPSIE, NY 12603-4229
Transaction Type	Mortgage
Record Updated	Mar 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051493
Date	Mar 9, 2022
Instrument	51493

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Apr 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUTCHESS NY
Property Address	21 COACHLIGHT DR, POUGHKEEPSIE, NY 12603-4229
Document Number	0000007029
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	INTRACOASTAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COACHLIGHT DR POUGHKEEPSIE NY 126034229, POUGHKEEPSIE, NY 12603-4229

Mortgage

Document Number	0000007029
Date	Dec 23, 2019
Instrument	7029

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	DUTCHESS NY
Property Address	21 COACHLIGHT DR, POUGHKEEPSIE, NY 12603-4229
Document Number	0000007030
Instrument Date	Oct 11, 2019
Transaction Type	Mortgage
Record Updated	Jan 17, 2020
Title Company	INTRACOASTAL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 COACHLIGHT DR POUGHKEEPSIE NY 126034229, POUGHKEEPSIE, NY 12603-4229

Mortgage

Document Number	0000007030
Date	Dec 23, 2019
Instrument	7030

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MELVILLE, NY 11747

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 22, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

October 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	DUTCHESS NY
Recording Date	Oct 1, 2018
Property Address	21 COACHLIGHT DR, POUGHKEEPSIE, NY 12603-4229
Document Number	0000007065
Instrument Date	Aug 15, 2018
Instrument	7065
Transaction Type	Transfer
Record Updated	Oct 24, 2018
Title Company	JT ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Additional	Arm's Length Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	40 MEMORIAL HWY #16Q NEW ROCHELLE NY 108018329, 16Q, NEW ROCHELLE, NY 10801-8329

Mortgage

Document Number	6041
Date	Oct 1, 2018
Instrument	6041

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 21 Coachlight Dr was $18,999.

Source: Dutchess County and Poughkeepsie Town assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	New York
County	Dutchess County
County Subdivision	Poughkeepsie Town
Unified School District	Arlington Central School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$18,999.00	$556,500 Land $96,800 Building $459,700	$625,300
2023		$556,500 (+11.08%) Land $96,800 Building $459,700	$556,500 (+11.08%) Land $96,800 Building $459,700
2022		$501,000 Land $88,000 Building $413,000	$501,000 Land $88,000 Building $413,000
2020	$15,961.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Coachlight Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2026.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Jul 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Coachlight Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	POUGHKEEPSIE TOWNWIDE WD serves 43,000 people · EPA ID NY1302812
Water Source	Purchased surface water from POUGHKEEPSIE CITY/TOWN TREATMENT PLANT
Last State Inspection	Dec 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 96 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Optimum Cable	940 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

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