21 Co Rd 3205, Concho, AZ 85924 Property Records

Apache County property record for 21 Co Rd 3205, Concho, AZ 85924

Property Summary

Property Type	Mobile Home
Details	1,624 sqft · built 2005
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$315,000 (Sep 2025)
Tax Bill	$1,106 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Sep 2025 Sale & Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`107-62-003`

Property Details

APN / Parcel Number

Primary APN	`107-62-003`
Alternative APN	`R0021577`

Interior

Stories	1 Story
Building Area	1,624 sqft Living Area
1st Floor Area	1,624 sqft

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Mobile Home
Exterior Material	Wood Siding
Roof Material	Composition Shingle
Lot Area	43,560 sqft (1 acres)
Garage Type	Detached
Garage Area	702 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Sewer	Septic

Location & Zoning

Account Number	R0021577
Street Address	21 COUNTY ROAD 3205
City	CONCHO
State	AZ
Zip	85924
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	SUBDIVISION: EAGLE RIDGE SUBDIVISION LOT: 3 SECTION: 34 TOWNSHIP: 11N RANGE: 24E SERIAL: PH02-4803A YEAR: 2005 MAKE: PALM HARBOR SIZE: 14 X 58, SERIAL: PH02-4803B YEAR: 2005 MAKE: PALM HARBOR SIZE: 14 X 58
Legal Range	24E
Legal Township	11N
Legal Section	34
Legal Subdivision	EAGLE RIDGE SUBDIVISION
Legal Block	1
Legal Lot Number	3
Jurisdiction	APACHE AZ
Township / Civil Division	ST. JOHNS
Census Block Group	1
Census Block	1268
Census Tract	970201

Owner

21 Co Rd 3205, a mobile home, is owned and occupied by two individuals who bought it in September 2025.

Source: Apache County records, as of October 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 COUNTY ROAD 3205, VERNON, AZ 85940
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 10, 2022	Deed of Trust, Mortgage · VA Mortgage WINTRUST MORTGAGE
Sep 22, 2025	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
May 23, 2023	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 22, 2025 · Amount on File
Deed Sale	Sep 22, 2025 · Amount on File
Deed Document Number	20255923
Prior Transfer Date	May 26, 2005
Prior Transfer Doc	0000005291
Record Updated	Oct 29, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	APACHE AZ
Property Address	21 CO RD 3205, VERNON, AZ 85940
Transaction Type	Mortgage
Record Updated	Oct 16, 2025
Title Company	ELEVATED TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001043
Date	Feb 10, 2022
Instrument	2022-001043

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	348 Months
Due	Feb 1, 2051

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	APACHE AZ
Recording Date	Sep 22, 2025
Property Address	21 CO RD 3205, VERNON, AZ 85940
Document Number	0000005923
Map Reference	MB 8 PG 51
Instrument Date	Sep 16, 2025
Instrument	2025-005923
Transaction Type	Transfer
Record Updated	Oct 16, 2025
Title Company	LAWYERS TITLE/KANSAS INC, LAWYERS TITLE OF ARIZONA INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 30 BOX 35603, CONCHO, AZ 85924-9324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	21 ACR 3205, VERNON, AZ 85940-4474

Mortgage

Document Number	0000005924
Date	Sep 22, 2025
Instrument	2025-005924

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2055

May 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	APACHE AZ
Recording Date	May 23, 2023
Property Address	21 CO RD 3205, VERNON, AZ 85940
Document Number	0000003323
Map Reference	MB 8 PG 51
Instrument Date	May 18, 2023
Instrument	2023-003323
Transaction Type	Transfer
Record Updated	Oct 16, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	HC 30 BOX 35603, CONCHO, AZ 85924-9324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust

Tax Assessment & Valuation

The 2025 property tax bill for 21 Co Rd 3205 was $1,106, up 6.3% from the year before.

Source: Apache County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Apache County
Elementary School District	Concho Elementary District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$7,735	$142,451
2025	$1,106.00 (+6.35%)
2024	$1,040.00 (+8.11%)	$9,800	$120,793
2023	$962.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 21 Co Rd 3205 in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 26, 2023

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Co Rd 3205 is high, ranking above 85% of the US, with a 0.4% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 85% of the US · above 77% of Arizona
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR GROVE WATER COMPANY private · serves 1,564 people · EPA ID AZ0401049
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Sanitary survey deficiency not corrected May 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choice Broadband Fixed Wireless	400 / 80
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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