21 Clearwater Ln, Cabot, AR 72023 Property Records

Lonoke County property record for 21 Clearwater Ln, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,064 sqft · built 2009
Lot Size	0.253 acres (11,061 sqft)
Owner	2 Individual Names on Record
Last Sale	$235,000 (Nov 2021)
Tax Bill	$1,830 (2024)
Deeds & Mortgages	Nov 2021 Sale & Mortgage Sep 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`721-37117-000`

Property Details

APN / Parcel Number

Primary APN	`721-37117-000`
Alternative APN	`26508`

Interior

Full Baths	2 Baths
Stories	2 Stories
Building Area	2,064 sqft Living Area
Gross Area	2,524 sqft
1st Floor Area	1,581 sqft
Upper Floors Area	943 sqft
Basement Area	483 sqft
Finished Basement	483 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2009
Effective Year Built	Effective 2009
Architectural Style	Split Level
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Fiberglass
Lot Area	11,061 sqft (0.253 acres)
Garage Type	Attached
Garage Area	460 sqft
Driveway	Concrete Driveway
Driveway Area	860 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	88 sqft
Deck Area	96 sqft
Patio Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21 CLEARWATER LN
City	CABOT
State	AR
Zip	72023-8794
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	10
Legal Township	05N
Legal Section	27
Legal Subdivision	MAGNESS CREEK SUBDIVISION
Legal Lot Number	117
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	1
Census Block	1016
Census Tract	20105

Owner

Source: Lonoke County records, as of May 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 CLEARWATER LN, CABOT, AR 72023-8794
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 16, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK
Sep 1, 2020	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAPITAL & INVESTMENT LLC
May 16, 2017	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INVS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2021 · Amount on Record
Deed Sale	Nov 16, 2021 · Amount on Record
Prior Sale	Aug 26, 2016 · Amount on Record
Record Updated	Oct 29, 2026

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Nov 16, 2021
Property Address	21 CLEARWATER LN, CABOT, AR 72023-8794
Document Number	0000015395
Book / Page	2021 / 15395
Instrument Date	Nov 2, 2021
Instrument	2021-15395
Transaction Type	Transfer
Record Updated	Dec 10, 2021
Title Company	LIBERTY TITLE AND ESCROW, LIBERTY TITLE & ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$775.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CLEARWATER LN, 21, CABOT, AR 72023-8794

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CLEARWATER LN, CABOT, AR 72023-8794

Mortgage

Document Number	202115396
Date	Nov 16, 2021
Instrument	2021-15396

Lender

Name	FIRST HORIZON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 CLEARWATER LN, CABOT, AR 72023-8794
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009641
Date	Sep 1, 2020
Book Page	2020/9641
Instrument	2020-09641

Lender

Name	VILLAGE CAPITAL & INVESTMENT LLC
Type	Mortgage Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

May 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 CLEARWATER LN, CABOT, AR 72023-8794
Document Number	0000005068
Instrument Date	May 16, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017
Title Company	NETCO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CLEARWATER LN CABOT AR 720238794, CABOT, AR 72023-8794

Mortgage

Document Number	0000005068
Date	May 23, 2017
Instrument	5068

Lender

Name	VILLAGE CAP & INVS
Type	Funding / Finance Company
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 22, 2047

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$35,970 (-) Land $4,000 Building $31,970	$179,850 (-) Land $20,000 Building $159,850
2024	$1,830.00
2023	$1,830.00	$35,970 Land $4,000 Building $31,970	$179,850 Land $20,000 Building $159,850

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 15 policies
Nearby Flood Policies	15 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 68% of Arkansas
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CABOT WATERWORKS federal government · serves 27,578 people · EPA ID AR0000338
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile, Xfinity.

Nearby Properties on Clearwater Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures