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21 Clare St, Lowell, MA 01854 Property Records

Middlesex County and Lowell City property record for 21 Clare St, Lowell, MA 01854

Property Summary

Property TypeApartments (5+ Units)
Details9 bd · 4 ba · 5,355 sqft · built 1900
Lot Size0.12 acres (5,227 sqft)
OwnerCompany Name on File
Last Sale$900,000 (Dec 2021)
Tax Bill$9,882 (2025)
Deeds & MortgagesMar 2022 Transfer
Dec 2021 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APNG02400

Property Details

APN / Parcel Number

Primary APNG02400
Alternative APNs
  • LOWE M:101 B:1275 L:21
  • M:000101 T:G02400

Interior

Bedrooms9 Beds
Full Baths4 Baths
Total Rooms20 Rooms
Units4 Units
Stories2 Stories
Building Area5,355 sqft Living Area
Gross Area9,204 sqft
1st Floor Area2,200 sqft
Basement Area2,200 sqft
Unfinished Basement2,200 sqft

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area5,227 sqft (0.12 acres)

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas

Location & Zoning

Account NumberG02400
Street Address21 CLARE ST
CityLOWELL
StateMA
Zip01854-3103
Property CategoryResidential
Property TypeResidential > Multi-Unit > Apartments (5+ Units)
Local Zoning CodeTTF
Legal Block1275
Legal Lot Number21
JurisdictionLOWELL MA
Township / Civil DivisionLOWELL
Census Block Group1
Census Block1017
Census Tract310700

Owner

Source: Middlesex County and Lowell City records · APN G02400

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address530 WEST ST, READING, MA 01867-2243
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Mar 08, 2022Quit Claim Deed, Transfer
Quitclaim
Dec 14, 2021Quit Claim Deed, Transfer · Stand-Alone First Mortgage
UNITED WHOLESALE MORTGAGE
Feb 25, 2021Deed of Trust, Mortgage · Stand-Alone Refinance
WASHINGTON SAVINGS BANK
Oct 02, 2018Quit Claim Deed, Transfer
THE WASHINGTON SAVINGS BANK FSB

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 14, 2021 · Amount on Record
Deed SaleDec 14, 2021 · Amount on Record
Prior SaleFeb 06, 2006 · Amount on Record
Deed Document Number202172194
Last Transfer DateMar 07, 2022
Transfer Doc036873-188
Record UpdatedSep 20, 2026

March 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateMar 08, 2022
Property Address21 CLARE ST, LOWELL, MA 01854-3103
Document Number036873-188
Book / Page36873 / 188
Instrument DateMar 07, 2022
Instrument10458
Transaction TypeTransfer
Record UpdatedMar 25, 2022

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address530 WEST ST, READING, MA 01867-2243

December 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateDec 14, 2021
Property Address21 CLARE ST, LOWELL, MA 01854-3103
Document Number036619-295
Book / Page36619 / 295
Instrument DateDec 13, 2021
Instrument72194
Transaction TypeTransfer
Record UpdatedDec 31, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address530 WEST ST, READING, MA 01867-2243

Mortgage

Document Number0000072195
DateDec 14, 2021
Instrument72195
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone First Mortgage
AmountAmount Recorded

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLOWELL MA
Property Address21 CLARE ST, LOWELL, MA 01854-3103
Transaction TypeMortgage
Record UpdatedMar 12, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number35386-1
DateFeb 25, 2021
Book Page35386/1
Instrument11553
Lender
NameWASHINGTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term181 Months
DueMar 01, 2036

October 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionLOWELL MA
Recording DateOct 02, 2018
Property Address21 CLARE ST, LOWELL, MA 01854-3103
Document Number32456-184
Book / Page32456 / 184
Instrument43287
Transaction TypeTransfer
Record UpdatedMay 12, 2021

Transaction

Tax$62.73
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number32456-187
DateOct 02, 2018
Book Page32456/187
Instrument43288
Lender
NameTHE WASHINGTON SAVINGS BANK FSB
TypeBank
Agreement
AmountAmount Recorded

Tax Assessment & Valuation

Source: Middlesex County and Lowell City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyMiddlesex County
MunicipalityLowell City
Unified School DistrictLowell School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2025$9,882.00 (+0.56%)$860,800 (+4.33%) Land $108,200 Building $752,600
2024$9,827.00 (-2.55%)$825,100 (+1.63%) Land $101,100 Building $724,000
2023$10,084.00$811,900 Land $87,900 Building $724,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 10, 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026

Historic DistrictWithin the Lowell National Historical Park
listed 1978 · 8 contributing resources · NRIS 78003149

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 2,000
Verizon
Fiber · Fixed Wireless in parts of the area		980 / 880

Based on FCC filings for 434 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemLOWELL REGIONAL WATER UTILITY
serves 120,418 people
Water SourceSurface water
Last State InspectionDec 2023
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2017
Monitoring and Reporting1
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.

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