Essex County and Marblehead Town property record for 21 Circle St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,605 sqft · built 1757 |
| Lot Size | 0.095 acres (4,134 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $605,000 (Jan 2023) |
| Tax Bill | $7,627 (2025) |
| Deeds & Mortgages | Jan 2023 Sale & Mortgage Jun 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0166 B:0008 L:0 |
| Primary APN | MARB M:0166 B:0008 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 3 Stories |
| Building Area | 1,605 sqft Living Area |
| Gross Area | 2,196 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1757 |
|---|---|
| Effective Year Built | Effective 1757 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gambrel |
| Roof Material | Asphalt |
| Lot Area | 4,134 sqft (0.095 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 21 CIRCLE ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3501 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Block | 8 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 203302 |
Source: Essex County and Marblehead Town records · APN MARB M:0166 B:0008 L:0
Assessment roll updated April 14, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 CIRCLE ST, MARBLEHEAD, MA 01945-3501 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 25, 2023 | Fiduciary Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC |
| Jun 20, 2017 | Deed of Trust, Mortgage HOMEBRIDGE FINANCIAL |
| Apr 13, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance RADIUS FINANCIAL GROUP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 25, 2023 · Amount on Record |
| Deed Sale | Jan 25, 2023 · Amount on Record |
| Prior Sale | Feb 23, 1990 · Amount on Record |
| Deed Document Number | 2023580 |
| Record Updated | Sep 20, 2026 |
| Document Type | Fiduciary Deed |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Recording Date | Jan 25, 2023 |
| Property Address | 21 CIRCLE ST, MARBLEHEAD, MA 01945-3501 |
| Document Number | 0041412-59 |
| Book / Page | 41412 / 59 |
| Instrument Date | Jan 25, 2023 |
| Instrument | 20230125000580 |
| Transaction Type | Transfer |
| Record Updated | Feb 10, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 21 CIRCLE ST, MARBLEHEAD, MA 01945-3501 |
| Document Number | 230125000590 |
|---|---|
| Date | Jan 25, 2023 |
| Instrument | 230125000590 |
| Name | GUARANTEED RATE INC |
|---|---|
| Type | Non-Lending Institution |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 CIRCLE ST, MARBLEHEAD, MA 01945-3501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 35955-272 |
|---|---|
| Date | Jun 20, 2017 |
| Book Page | 35955/272 |
| Instrument | 320 |
| Name | HOMEBRIDGE FINANCIAL |
|---|
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 01, 2047 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 CIRCLE ST, MARBLEHEAD, MA 01945-3501 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 38413-398 |
|---|---|
| Date | Apr 13, 2020 |
| Book Page | 38413/398 |
| Instrument | 20200413002130 |
| Name | RADIUS FINANCIAL GROUP |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2050 |
Source: Essex County and Marblehead Town records · Assessment roll updated April 14, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,627.00 (-13.42%) | $842,800 (-14.28%) Land $618,600 Building $224,200 | $712,025 |
| 2024 | $8,809.00 (+6.34%) | $983,200 (+18.69%) Land $727,800 Building $255,400 | |
| 2023 | $8,284.00 | $828,400 Land $627,000 Building $201,400 |
Source: FEMA National Flood Hazard Layer as of July 10, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone VE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 47 individual policies |
| Nearby Flood Policies | 49 units insured incl. 2 condo units |
| Nearby Flood Claims | 17 (1978–2024) |
| Claims Outside the SFHA | 4 of 17 |
| Most Recent Claim | Jan 2024 · tidal / storm surge |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places as of August 1, 2026 · Last verified October 2026
| Historic District | Within the Marblehead Historic District listed 1984 · 988 contributing resources · NRIS 84002402 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 949 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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