Bergen County and Saddle River Borough property record for 21 Christopher Pl, Saddle River, NJ 07458
| Property Type | Single Family Home |
|---|---|
| Details | 4,643 sqft · built 1995 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $1,800,000 (Apr 2024) |
| Tax Bill | $19,531 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 58-01609-0000-00024 |
| Primary APN | 58-01609-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 4,643 sqft Living Area |
| 1st Floor Area | 4,643 sqft |
| Year Built | Built 1995 |
|---|---|
| Effective Year Built | Effective 1995 |
| Exterior Material | Brick |
| Construction Type | Brick |
| Lot Area | 87,120 sqft |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 084040 |
|---|---|
| Street Address | 21 CHRISTOPHER PL |
| City | SADDLE RIVER |
| State | NJ |
| Zip | 07458-2903 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | 2AC (19,22-N) |
| Legal Subdivision | BOROUGH/SADDLE RIVER |
| Legal Block | 1609 |
| Legal Lot Number | 24 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | SADDLE RIVER |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 53100 |
Source: Bergen County and Saddle River Borough records, as of June 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 21 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Date | Document |
|---|---|
| Apr 17, 2026 | Deed of Trust · Line of Credit SIMPLIFILE |
| Apr 17, 2026 | Deed of Trust, Mortgage · Line of Credit LOANDEPOT.COM LLC |
| Apr 17, 2024 | Deed, Transfer · Seller Carry-Back RAMIN COCOZIELLO QUALIFIED TRUST |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2024 · Amount on Record |
| Deed Sale | Apr 17, 2024 · Amount on Record |
| Prior Sale | Oct 10, 2017 · Amount on Record |
| Deed Document Number | 202421269 |
| Deed Book / Page | 5215 / 776 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 17, 2026 |
| Property Address | 21 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Document Number | 0000025629 |
| Book / Page | 5774 / 1724 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 202625629 |
| Record Updated | Aug 27, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 21 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Document Number | 0000025629, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 5774/1724 |
| Instrument | 202625629 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 835 Months |
| Due | Nov 19, 2095 |
| Rate | 6.75% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 17, 2026 |
| Property Address | 21 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Document Number | 0000025628 |
| Book / Page | 5774 / 1707 |
| Instrument Date | Jan 3, 2025 |
| Instrument | 202625628 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | SIMPLIFILE |
| Name | Verified Name |
|---|---|
| Address | 21 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Document Number | 0000025628, |
|---|---|
| Date | Apr 17, 2026 |
| Book Page | 5774/1707 |
| Instrument | 202625628 |
| Name | LOANDEPOT.COM LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 835 Months |
| Due | Nov 19, 2095 |
| Rate | 11.7% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Apr 17, 2024 |
| Property Address | 21 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Document Number | 0052150776 |
| Book / Page | 5215 / 776 |
| Instrument Date | Mar 27, 2024 |
| Instrument | 2024021269 |
| Transaction Type | Transfer |
| Record Updated | May 9, 2024 |
| Title Company | WESTCOR LAND TITLE INSURANCE COMPANY, WESTCOR LAND TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $37,255.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 595 DAKOTA TRL, FRANKLIN LAKES, NJ 07417-1006 |
| Name | Verified Name |
|---|---|
| Address | 21 CHRISTOPHER PL, SADDLE RIVER, NJ 07458-2903 |
| Document Number | 2024021270 |
|---|---|
| Date | Apr 17, 2024 |
| Instrument | 2024021270 |
| Name | RAMIN COCOZIELLO QUALIFIED TRUST |
|---|---|
| Type | Seller |
| Type | Seller Carry-Back |
|---|---|
| Amount | Amount Recorded |
Source: Bergen County and Saddle River Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Saddle River Borough |
| Unified School District | Saddle River Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,830,500 (-) Land $755,000 Building $1,075,500 | $1,830,500 (-) Land $755,000 Building $1,075,500 | |
| 2025 | $19,531.00 (+2.99%) | $1,830,500 (-) Land $755,000 Building $1,075,500 | $1,830,500 (-) Land $755,000 Building $1,075,500 |
| 2024 | $18,964.00 (+4.23%) | ||
| 2023 | $1,830,500 Land $755,000 Building $1,075,500 | $1,830,500 Land $755,000 Building $1,075,500 | |
| 2022 | $18,195.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 4 (1980–2022) |
| Claims Outside the SFHA | 1 of 4 |
| Most Recent Claim | Feb 2022 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 83% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SADDLE RIVER WATER UTILITY serves 600 people · EPA ID NJ0258001 |
|---|---|
| Water Source | Purchased surface water from VEOLIA WATER NEW JERSEY HACKENSACK |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 87 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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