Essex County and Wenham Town property record for 21 Cherry St, Wenham, MA 01984
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,011 sqft · built 1880 |
| Lot Size | 0.69 acres (30,035 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,000,000 (Dec 2019) |
| Tax Bill | $17,971 (2026) |
| Deeds & Mortgages | Oct 2021 Refinance Jan 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | WENH M:18 L:9 |
| Primary APN | WENH M:18 L:9 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,011 sqft Living Area |
| Gross Area | 5,484 sqft |
| Basement Area | 1,445 sqft |
| Unfinished Basement | 1,445 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1880 |
|---|---|
| Effective Year Built | Effective 1880 |
| Architectural Style | Historical |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 30,035 sqft (0.69 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Gas |
| Account Number | 655 |
|---|---|
| Street Address | 21 CHERRY ST |
| City | WENHAM |
| State | MA |
| Zip | 01984-1322 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Lot Number | 9 |
| Jurisdiction | WENHAM MA |
| Township / Civil Division | WENHAM |
| Census Block Group | 1 |
| Census Block | 1013 |
| Census Tract | 216100 |
Source: Essex County and Wenham Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 CHERRY ST, WENHAM, MA 01984-1322 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 12, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Jan 4, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance BANGOR SAVINGS BANK |
| Dec 16, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 16, 2019 · Amount on Record |
| Deed Sale | Dec 16, 2019 · Amount on Record |
| Prior Sale | Dec 19, 2013 |
| Deed Book / Page | 38117 / 507 |
| Prior Transfer Date | Dec 12, 2019 |
| Prior Transfer Doc | 38117-507 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 21 CHERRY ST, WENHAM, MA 01984-1322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 040368-128 |
|---|---|
| Date | Oct 12, 2021 |
| Book Page | 40368/128 |
| Instrument | 20211012002520 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WENHAM MA |
| Property Address | 21 CHERRY ST, WENHAM, MA 01984-1322 |
| Transaction Type | Mortgage |
| Record Updated | Jan 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0039374-18 |
|---|---|
| Date | Jan 4, 2021 |
| Book Page | 39374/18 |
| Instrument | 20210104006860 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WENHAM MA |
| Recording Date | Dec 16, 2019 |
| Property Address | 21 CHERRY ST, WENHAM, MA 01984-1322 |
| Document Number | 38117-507 |
| Book / Page | 38117 / 507 |
| Instrument Date | Dec 12, 2019 |
| Instrument | 20191216005990 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 CHERRY ST, WENHAM, MA 01984-1322 |
| Document Number | 191216006000 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 191216006000 |
| Name | BANGOR SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Essex County and Wenham Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Wenham Town |
| Unified School District | Hamilton-Wenham School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $17,971.00 (-4.18%) | $1,123,900 (-6.87%) Land $487,000 Building $589,700 | $1,525,117 (+17.58%) |
| 2025 | $18,754.00 (-5.38%) | $1,206,800 (+5.64%) Land $527,600 Building $679,200 | $1,297,130 |
| 2023 | $19,821.00 | $1,142,400 Land $519,600 Building $622,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WENHAM WATER DEPT. serves 3,942 people · EPA ID MA3320000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fiber | 980 / 880 |
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