21 Cherry St, Healdton, OK 73438 Property Records

Carter County property record for 21 Cherry St, Healdton, OK 73438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1983
Lot Size	0.22 acres (9,583 sqft)
Owner	2 Individual Names on File
Last Sale	$153,000 (Apr 2021)
Tax Bill	$1,939 (2025)
Deeds & Mortgages	Aug 2025 Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`19939`

Property Details

APN / Parcel Number

Primary APN	`19939`
Alternative APN	`3290-00-004-001-0-001-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,722 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	9,583 sqft (0.22 acres)
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	204 sqft
Shed	1 Shed
Shed Area	108 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	19939
Street Address	21 CHERRY ST
City	HEALDTON
State	OK
Zip	73438-3217
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	WOODLAWN, BLK 4 LOT 1 (IRREGULAR)
Legal Range	03W
Legal Township	04S
Legal Section	11
Legal Subdivision	WOODLAWN ADDN SEC #1
Legal Block	4
Legal Lot Number	1
Jurisdiction	CARTER OK
Township / Civil Division	HEALDTON CENTRAL
Census Block Group	2
Census Block	2006
Census Tract	892301

Owner

21 Cherry St is owned and occupied by two individuals who bought it in April 2021.

Source: Carter County records, as of September 23, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CHERRY ST, HEALDTON, OK 73438-3217
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2025	Deed of Trust, Mortgage · FHA Mortgage PHH MORTGAGE SERVICES CORP
Apr 28, 2021	Warranty Deed, Transfer · FHA Mortgage 1ST CAPITAL MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 28, 2021 · Amount on File
Deed Sale	Apr 28, 2021 · Amount on File
Prior Sale	May 28, 2013 · Amount on File
Deed Document Number	20214477
Deed Book / Page	7033 / 275
Prior Transfer Date	Feb 22, 1993
Prior Transfer Doc	1739000001
Record Updated	Oct 29, 2026

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Property Address	21 CHERRY ST, HEALDTON, OK 73438-3217
Transaction Type	Mortgage
Record Updated	Nov 28, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHERRY ST, HEALDTON, OK 73438-3217

Mortgage

Document Number	0007749/51
Date	Aug 18, 2025
Book Page	7749/51
Instrument	I-2025-008713

Lender

Name	PHH MORTGAGE SERVICES CORP
Type	Mortgage Company
Address	WEST PALM BEACH, FL 33416

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	309 Months
Due	May 1, 2051

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CARTER OK
Recording Date	Apr 28, 2021
Property Address	21 CHERRY ST, HEALDTON, OK 73438-3217
Document Number	007033/275
Book / Page	7033 / 275
Instrument Date	Apr 26, 2021
Instrument	2021-004477
Transaction Type	Transfer
Record Updated	Nov 28, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$229.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 CHERRY ST, HEALDTON, OK 73438-3217

Mortgage

Document Number	2021004478
Date	Apr 28, 2021
Instrument	2021-004478

Lender

Name	1ST CAPITAL MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cherry St was $1,939.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Healdton City
Unified School District	Healdton Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$20,973 (+3.61%) Land $2,124 Building $18,849	$174,776 (-0.58%) Land $17,700 Building $157,076
2025	$1,939.00	$20,242 (+5%) Land $2,124 Building $18,118	$175,787 (-6.74%) Land $17,700 Building $158,087
2024	$1,939.00 (+8.87%)	$19,278 (+5%) Land $2,124 Building $17,154	$188,490 (+23.2%) Land $17,700 Building $170,790
2023	$1,781.00	$18,360 Land $2,124 Building $16,236	$153,000 Land $17,700 Building $135,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Cherry St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	3 (1989–1993)
Claims Outside the SFHA	3 of 3
Most Recent Claim	May 1993 · Severe Storms, Tornadoes & Flooding
Claims by Event	Severe Storms, Tornadoes & Flooding, May 1993 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cherry St is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 63% of the US · lower than 90% of Oklahoma
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HEALDTON serves 2,785 people · EPA ID OK1011102
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Apr 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Arbuckle Communications Fixed Wireless	400 / 100
360 Broadband Fixed Wireless	400 / 50
T-Mobile Fixed Wireless	100 / 20
Optimum Cable	10 / 1

May also be available: AT&T.

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