21 Cherokee Trl, Shelton, CT 06484 Property Records

Shelton City property record for 21 Cherokee Trl, Shelton, CT 06484

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,584 sqft · built 1927
Lot Size	0.49 acres (21,344 sqft)
Owner	Individual Name on Record
Last Sale	$325,000 (Nov 2020)
Tax Bill	$5,535 (2026)
Deeds & Mortgages	Apr 2025 Mortgage Jun 2023 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`SHEL M:11B L:59`

Property Details

APN / Parcel Number

Primary APN	`SHEL M:11B L:59`
Alternative APNs	`SHLT M:11B L:59` `11B 59`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,584 sqft Living Area
Basement Area	1,728 sqft
Unfinished Basement	1,728 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1927
Effective Year Built	Effective 1980
Architectural Style	Cape Cod
Exterior Material	Wood Siding
Construction Type	Frame
Lot Area	21,344 sqft (0.49 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating Fuel	Oil

Location & Zoning

Account Number	11B 59
Street Address	21 CHEROKEE TRL
City	SHELTON
State	CT
Zip	06484-4904
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Lot Number	59
Jurisdiction	SHELTON CT
Township / Civil Division	SHELTON
Census Block Group	3
Census Block	3008
Census Tract	110202

Owner

Source: Shelton City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	21 CHEROKEE TRL, SHELTON, CT 06484-4904
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 4, 2025	Deed of Trust, Mortgage · Second Mortgage (Down Payment) SIKORSKY FINANCIAL CREDIT UNION INC
Jun 5, 2023	Deed of Trust, Mortgage · Stand-Alone Refinance SIKORSKY FINANCIAL CREDIT UNION INC
Nov 3, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage FM HOME LOANS LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 3, 2020 · Amount on Record
Deed Sale	Nov 3, 2020 · Amount on Record
Prior Sale	Jan 27, 2004 · Amount on Record
Deed Book / Page	4015 / 309
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	21 CHEROKEE TRL, SHELTON, CT 06484-4904
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	04248-1098
Date	Apr 4, 2025
Book Page	4248/1098
Instrument	2025-1083

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2045

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SHELTON CT
Property Address	21 CHEROKEE TRL, SHELTON, CT 06484-4904
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004219-310
Date	Jun 5, 2023
Book Page	4219/310
Instrument	2023-1984

Lender

Name	SIKORSKY FINANCIAL CREDIT UNION INC

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	181 Months
Due	Jul 1, 2038

November 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SHELTON CT
Recording Date	Nov 3, 2020
Property Address	21 CHEROKEE TRL, SHELTON, CT 06484-4904
Document Number	4015-309
Book / Page	4015 / 309
Instrument Date	Oct 29, 2020
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	4015312
Date	Nov 3, 2020
Instrument	4015/312

Lender

Name	FM HOME LOANS LLC

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Shelton City assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Shelton City
Unified School District	Shelton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,535.00 (+23.49%)	$356,860 (+49.85%) Land $107,380 Building $249,480	$492,756 (+195.6%)
2025	$4,482.00	$238,140 (-) Land $59,850 Building $178,290	$166,698 Land $41,895 Building $124,803
2024	$4,482.00 (+7.74%)
2023	$4,160.00	$238,140 Land $59,850 Building $178,290

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2025

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AQUARION-EASTERN FAIRFIELD COUNTY private · serves 351,756 people · EPA ID CT0150011
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	24 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 165 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable · Fiber in parts of the area	2,000 / 250

May also be available: Optimum, Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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