21 Charlotte Dr, Plainfield, CT 06374 Property Records

Plainfield Town property record for 21 Charlotte Dr, Plainfield, CT 06374

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,445 sqft · built 1986
Lot Size	0.72 acres (31,363 sqft)
Owner	2 Individual Names on File
Last Sale	$99,000 (Jun 1999)
Tax Bill	$4,424 (2026)
Deeds & Mortgages	Dec 2021 Mortgage Dec 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`109000`

Property Details

APN / Parcel Number

Primary APN	`109000`
Alternative APNs	`PLAI M:013 B:0080 L:0081` `PNFD M:013 B:0080 L:0081`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,445 sqft Living Area
Gross Area	2,550 sqft
1st Floor Area	850 sqft
Basement Area	850 sqft
Unfinished Basement	850 sqft

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	31,363 sqft (0.72 acres)

Utilities, Heating & Cooling

Heating Fuel	Electric

Location & Zoning

Account Number	109000
Street Address	21 CHARLOTTE DR
City	PLAINFIELD
State	CT
Zip	06374-2202
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA60
Legal Block	80
Legal Lot Number	81
Jurisdiction	PLAINFIELD CT
Township / Civil Division	PLAINFIELD
Census Block Group	1
Census Block	1006
Census Tract	907100

Owner

21 Charlotte Dr is owned and occupied by two individuals who bought it in June 1999.

Source: Plainfield Town records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CHARLOTTE DR, PLAINFIELD, CT 06374-2202
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 9, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Dec 9, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU
Feb 13, 2023	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CHARTER OAK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 25, 1999 · Amount on File
Deed Sale	Jun 25, 1999 · Amount on File
Deed Book / Page	260 / 303
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	21 CHARLOTTE DR, PLAINFIELD, CT 06374-2202
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000584-675
Date	Dec 9, 2021
Book Page	584/675
Instrument	2021-28833

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	301 Months
Due	Jan 1, 2047

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	21 CHARLOTTE DR, PLAINFIELD, CT 06374-2202
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	000584-717
Date	Dec 9, 2021
Book Page	584/717
Instrument	2021-28839

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	145 Months
Due	Jan 1, 2034

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLAINFIELD CT
Property Address	21 CHARLOTTE DR, PLAINFIELD, CT 06374-2202
Transaction Type	Mortgage
Record Updated	Apr 24, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000604-94
Date	Feb 13, 2023
Book Page	604/94
Instrument	2023-32081

Lender

Name	CHARTER OAK FCU
Type	Credit Union

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount on Record
Term	289 Months
Due	Mar 1, 2047

Tax Assessment & Valuation

The 2026 property tax bill for 21 Charlotte Dr was $4,424.

Source: Plainfield Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Plainfield Town
Unified School District	Plainfield School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,424.00	$191,860 (-) Land $33,130 Building $158,730	$362,359 (+169.81%)
2025		$191,860 (-) Land $33,130 Building $158,730	$134,302 Land $23,191 Building $111,111
2024	$4,578.00 (+1.96%)	$191,860 (-) Land $33,130 Building $158,730
2023	$4,490.00 (+17.91%)	$191,860 (+52.8%) Land $33,130 Building $158,730
2022	$3,808.00	$125,560 Land $28,630 Building $96,930

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Charlotte Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 13, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Charlotte Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - PLAINFIELD SYSTEM private · serves 1,713 people · EPA ID CT1090081
Water Source	Groundwater
Last State Inspection	May 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	2,000 / 250
Breezeline Cable	1,000 / 50

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Charlotte Dr

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