21 Chardon Dr, Buffalo, NY 14225 Property Records

Erie County and Cheektowaga Town property record for 21 Chardon Dr, Buffalo, NY 14225

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,463 sqft · built 1950
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on File
Last Sale	$110,000 (Oct 2017)
Tax Bill	$5,034 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`031-0105000`

Property Details

APN / Parcel Number

Primary APN	`031-0105000`
Alternative APNs	`30890915200002010000` `143089 91.52-2-10`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,463 sqft Living Area
1st Floor Area	975 sqft
Upper Floors Area	488 sqft

Exterior

Year Built	Built 1950
Effective Year Built	Effective 1950
Architectural Style	Cape Cod
Exterior Material	Stucco
Foundation Type	Slab (Mat/Raft)
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	110 ft deep x 60 ft wide
Garage Type	Detached
Garage Area	352 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Pool Type	Above-Ground Pool
Pool Area	18 sqft
Porch	Porch
Porch Area	392 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	031-0105000
Street Address	21 CHARDON DR
City	BUFFALO
State	NY
Zip	14225-2313
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	02R
Legal Description	MC 1704-1713 SL 30
Legal Subdivision	MARYVALE GARDENS PART TWO
Legal Block	2
Legal Lot Number	10.000
Jurisdiction	ERIE NY
Township / Civil Division	CHEEKTOWAGA
Census Block Group	2
Census Block	2027
Census Tract	10001

Owner

21 Chardon Dr is owned and occupied by two individuals who bought it in October 2017.

Source: Erie County and Cheektowaga Town records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	21 CHARDON DR, BUFFALO, NY 14225-2313
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 10, 2024	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Jan 30, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 25, 2022	Deed of Trust, Mortgage · Conventional Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Oct 13, 2017	Deed, Transfer
Oct 13, 2017	Affidavit of Death, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 13, 2017 · Amount on File
Deed Sale	Oct 13, 2017 · Amount on File
Deed Document Number	2017208081
Deed Book / Page	11320 / 1528
Prior Transfer Date	Sep 26, 2017
Prior Transfer Doc	0113201525
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	21 CHARDON DR, BUFFALO, NY 14225-2313
Transaction Type	Mortgage
Record Updated	Feb 22, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHARDON DR, CHEEKTOWAGA, NY 14225-2313

Mortgage

Document Number	0141157754
Date	Jan 10, 2024
Book Page	14115/7754
Instrument	2024005755

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	286 Months
Due	Nov 1, 2047

January 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	21 CHARDON DR, BUFFALO, NY 14225-2313
Transaction Type	Mortgage
Record Updated	Feb 28, 2023
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHARDON DR, CHEEKTOWAGA, NY 14225-2313

Mortgage

Document Number	0140815937
Date	Jan 30, 2023
Book Page	14081/5937
Instrument	2023015998

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	298 Months
Due	Nov 1, 2047

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ERIE NY
Property Address	21 CHARDON DR, BUFFALO, NY 14225-2313
Transaction Type	Mortgage
Record Updated	Apr 19, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHARDON DR, CHEEKTOWAGA, NY 14225-2313

Mortgage

Document Number	0140419724
Date	Feb 25, 2022
Book Page	14041/9724
Instrument	2022039151

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	309 Months
Due	Nov 1, 2047

October 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ERIE NY
Recording Date	Oct 13, 2017
Property Address	21 CHARDON DR, BUFFALO, NY 14225-2313
Document Number	0113201528
Book / Page	11320 / 1528
Map Reference	COVER1713
Instrument Date	Sep 26, 2017
Instrument	2017208081
Transaction Type	Transfer
Record Updated	Apr 14, 2022

Transaction

Amount	Amount on Record
Tax	$440.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 CHARDON DR, 21, BUFFALO, NY 14225-2313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	18 BOONE ST, BUFFALO, NY 14220-1113

October 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ERIE NY
Recording Date	Oct 13, 2017
Property Address	21 CHARDON DR, BUFFALO, NY 14225-2313
Document Number	0113201525
Book / Page	011320 / 001525
Instrument Date	Sep 26, 2017
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CHARDON DR CHEEKTOWAGA NY 142252313, CHEEKTOWAGA, NY 14225-2313

Tax Assessment & Valuation

The 2026 property tax bill for 21 Chardon Dr was $5,034, up 86.8% from the year before.

Source: Erie County and Cheektowaga Town assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	New York
County	Erie County
County Subdivision	Cheektowaga Town
Unified School District	Cheektowaga-Maryvale Union Free School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,034.00 (+86.79%)
2025	$2,695.00 (-43.88%)	$155,000 (-) Land $14,000 Building $141,000	$206,667 (+6.67%) Land $18,667 Building $188,000
2024	$4,802.00	$155,000 (-) Land $14,000 Building $141,000	$193,750 (+13.75%) Land $17,500 Building $176,250
2023		$155,000 Land $14,000 Building $141,000	$170,330 Land $15,385 Building $154,945

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Chardon Dr in Zone X, an area of minimal flood risk, though there have been 10 flood claims nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective November 20, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force
Nearby Flood Claims	10 (1978–2008)
Claims Outside the SFHA	2 of 10
Most Recent Claim	Dec 2008 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Chardon Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ECWA DIRECT public/private · serves 313,380 people · EPA ID NY1400443
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	6 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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