Essex County and Gloucester City property record for 21 Chapel St, Gloucester, MA 01930
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 832 sqft · built 1920 |
| Lot Size | 0.11 acres (4,770 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $4,825 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | GLOU M:0059 B:0015 L:0000 |
| Primary APN | GLOU M:0059 B:0015 L:0000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 832 sqft Living Area |
| Gross Area | 2,688 sqft |
| 1st Floor Area | 832 sqft |
| Attic | Attic |
| Attic Area | 832 sqft |
| Basement Area | 832 sqft |
| Unfinished Basement | 416 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,770 sqft (0.11 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 21 CHAPEL ST |
|---|---|
| City | GLOUCESTER |
| State | MA |
| Zip | 01930-3817 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Block | 15 |
| Jurisdiction | GLOUCESTER MA |
| Township / Civil Division | GLOUCESTER |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 221300 |
Source: Essex County and Gloucester City records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 CHAPEL ST, GLOUCESTER, MA 01930-3817 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Estate |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
Source: Essex County and Gloucester City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| Municipality | Gloucester City |
| Unified School District | Gloucester School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,825.00 (-0.72%) | $518,300 (+3.66%) Land $213,000 Building $305,300 | $563,107 (-22.8%) |
| 2025 | $4,860.00 (-0.04%) | $500,000 (+0.06%) Land $197,200 Building $302,800 | |
| 2024 | $4,862.00 (+3.07%) | $499,700 (+12.19%) Land $187,800 Building $311,900 | $729,410 |
| 2023 | $4,717.00 | $445,400 Land $167,700 Building $277,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 30 individual policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 51 units insured incl. 21 condo units |
| Nearby Flood Claims | 7 (1984–2018) |
| Claims Outside the SFHA | 2 of 7 |
| Most Recent Claim | Jan 2018 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 346 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
May also be available: T-Mobile, Verizon.
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