Essex County and Montclair Township property record for 21 Champlain Ter, Montclair, NJ 07042 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1,491 sqft · built 1940 |
| Lot Size | 0.147 acres (6,399 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $506,000 (May 2015) |
| Tax Bill | $19,275 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jun 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 13-03404-0000-00001 |
| Primary APN | 13-03404-0000-00001 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 1,491 sqft Living Area |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1940 |
| Construction Type | Frame |
| Lot Area | 6,399 sqft (0.147 acres) |
| Parking Spaces | 2 Parking Spaces |
| Old Parcel Number | 130340400001 |
|---|---|
| Street Address | 21 CHAMPLAIN TER |
| City | MONTCLAIR |
| State | NJ |
| Zip | 07042-4101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 6400SF |
| Legal Block | 3404 |
| Legal Lot Number | 1 |
| Jurisdiction | ESSEX NJ |
| Township / Civil Division | MONTCLAIR |
| Census Block Group | 5 |
| Census Block | 5016 |
| Census Tract | 16500 |
Source: Essex County and Montclair Township records · APN 13-03404-0000-00001
Assessment roll updated July 2, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 CHAMPLAIN TER, MONTCLAIR, NJ 07042-4101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 03, 2026 | Deed of Trust, Mortgage · Line of Credit VALLEY NATIONAL BANK NA |
| Jun 12, 2020 | Deed of Trust, Mortgage · Conventional Mortgage WYNDHAM CAPITAL MORTGAGE INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 07, 2015 · Amount on Record |
| Deed Sale | May 07, 2015 · Amount on Record |
| Prior Sale | Nov 13, 1998 · Amount on Record |
| Deed Document Number | 201535486 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 21 CHAMPLAIN TER, MONTCLAIR, NJ 07042-4101 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 21 CHAMPLAIN TER, MONTCLAIR, NJ 07042-4101 |
| Document Number | 0000013462 |
|---|---|
| Date | Mar 03, 2026 |
| Instrument | 2026013462 |
| Name | VALLEY NATIONAL BANK NA |
|---|---|
| Type | Bank |
| Address | WAYNE, NJ 07470 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ESSEX NJ |
| Property Address | 21 CHAMPLAIN TER, MONTCLAIR, NJ 07042-4101 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | SILK ABSTRACT COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000055346 |
|---|---|
| Date | Jun 12, 2020 |
| Instrument | 2020055346 |
| Name | WYNDHAM CAPITAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28211 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2050 |
Source: Essex County and Montclair Township records · Assessment roll updated July 2, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Essex County |
| County Subdivision | Montclair Township |
| Unified School District | Montclair Town School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $548,200 (-) Land $357,000 Building $191,200 | $548,200 (-) Land $357,000 Building $191,200 | |
| 2025 | $19,275.00 (+3.32%) | $548,200 (-) Land $357,000 Building $191,200 | $548,200 (-) Land $357,000 Building $191,200 |
| 2024 | $18,655.00 (+3.5%) | ||
| 2023 | $548,200 Land $357,000 Building $191,200 | $548,200 Land $357,000 Building $191,200 | |
| 2022 | $18,024.00 |
Source: FEMA National Flood Hazard Layer, Essex County (34013C), updated September 24, 2020 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 6% of the US · above 16% of New Jersey |
|---|---|
| Wildfire Likelihood | Less than 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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