21 Centre St, Natick, MA 01760 Property Records

Middlesex County and Natick Town property record for 21 Centre St, Natick, MA 01760

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1.5 ba · 1,404 sqft · built 1952
Lot Size	0.303 acres (13,199 sqft)
Owner	2 Individual Names on Record
Last Sale	$2,099,900 (Apr 2025)
Tax Bill	$5,164 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Nov 2022 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`20-00000087`

Property Details

APN / Parcel Number

Primary APN	`20-00000087`
Alternative APN	`NATI M:00000020 P:00000087`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,404 sqft Living Area
1st Floor Area	720 sqft
Basement Area	144 sqft
Game Room	Game Room

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1962
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Shed Roof
Lot Area	13,199 sqft (0.303 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	20-00000087
Street Address	21 CENTRE ST
City	NATICK
State	MA
Zip	01760-1830
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RSA
Jurisdiction	NATICK MA
Township / Civil Division	NATICK
Census Block Group	4
Census Block	4006
Census Tract	382100

Owner

Source: Middlesex County and Natick Town records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 CENTRE ST, NATICK, MA 01760-1830
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Deeds, Mortgages & Sale History

Date	Document
Nov 8, 2022	Deed of Trust, Mortgage · ARM MUTUAL OF OMAHA MORTGAGE
Nov 8, 2022	Deed of Trust, Mortgage · ARM SECRETARY HOUSING URBAN DEVELOPMENT
Apr 30, 2025	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
Oct 20, 2023	Quit Claim Deed, Transfer
Nov 16, 2017	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2025 · Amount on Record
Deed Sale	Apr 30, 2025 · Amount on Record
Prior Sale	Oct 20, 2023 · Amount on Record
Deed Book / Page	84032 / 479
Transfer Doc	00070245-7
Record Updated	Jun 8, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	21 CENTRE ST, NATICK, MA 01760-1830
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080921-464
Date	Nov 8, 2022
Book Page	80921/464
Instrument	165354

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	ARM
Amount	Amount Recorded
Term	733 Months
Due	Dec 1, 2083

Interest

Rate Type	Adjustable Rate
Rate	7.16%
Type Change Date	Dec 1, 2022
Index	Other

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NATICK MA
Property Address	21 CENTRE ST, NATICK, MA 01760-1830
Transaction Type	Mortgage
Record Updated	Nov 19, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080921-483
Date	Nov 8, 2022
Book Page	80921/483
Instrument	165355

Lender

Name	SECRETARY HOUSING URBAN DEVELOPMENT
Type	Government Agency

Agreement

Type	ARM
Amount	Amount Recorded
Term	733 Months
Due	Dec 1, 2083

Interest

Rate Type	Adjustable Rate
Rate	7.16%
Type Change Date	Dec 1, 2022
Index	Other

April 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Apr 30, 2025
Property Address	21 CENTRE ST, NATICK, MA 01760-1830
Document Number	084032-479
Book / Page	84032 / 479
Instrument Date	Apr 30, 2025
Instrument	45966
Transaction Type	Transfer
Record Updated	Nov 19, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 CENTRE ST, NATICK, MA 01760-1830

Mortgage

Document Number	0000045967
Date	Apr 30, 2025
Instrument	45967

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.13%
Type Change Date	May 1, 2032
Max Rate At Change	2.75%
Index	Other

October 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Oct 20, 2023
Property Address	21 CENTRE ST, NATICK, MA 01760-1830
Document Number	0082121-24
Book / Page	82121 / 24
Instrument Date	Oct 12, 2023
Instrument	119550
Transaction Type	Transfer
Record Updated	Nov 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CENTRE ST, NATICK, MA 01760-1830

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	NATICK MA
Recording Date	Nov 16, 2017
Property Address	21 CENTRE ST, NATICK, MA 01760-1830
Document Number	70245-7
Book / Page	070245 / 000007
Instrument Date	Nov 8, 2017
Instrument	186723
Transaction Type	Transfer
Record Updated	Dec 5, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	30 TAFT HILL LN UXBRIDGE MA 015693142, UXBRIDGE, MA 01569-3142

Tax Assessment & Valuation

Source: Middlesex County and Natick Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
County Subdivision	Natick Town
Unified School District	Natick School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$5,164.00 (-18.5%)	$431,800 (-16.45%) Land $431,800
2024	$6,336.00 (+0.81%)	$516,800 (+3.94%) Land $406,400 Building $110,400
2023	$6,285.00	$497,200 Land $390,500 Building $106,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Massachusetts
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NATICK WATER AND SEWER DIVISION serves 37,006 people · EPA ID MA3198000
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 153 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fiber	980 / 880

May also be available: AT&T.

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