Essex County and Marblehead Town property record for 21 Central St, Marblehead, MA 01945
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,782 sqft · built 1950 |
| Lot Size | 0.103 acres (4,500 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $125,000 (Nov 2009) |
| Tax Bill | $7,842 (2025) |
| Deeds & Mortgages | Nov 2022 Line of Credit Aug 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | MARB M:0111 B:0032 L:0 |
| Primary APN | MARB M:0111 B:0032 L:0 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,782 sqft Living Area |
| Gross Area | 3,868 sqft |
| Basement Area | 864 sqft |
| Unfinished Basement | 864 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Cape Cod |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 4,500 sqft (0.103 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21 CENTRAL ST |
|---|---|
| City | MARBLEHEAD |
| State | MA |
| Zip | 01945-3001 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | GR |
| Legal Subdivision | FABENS & BASSETT |
| Legal Block | 32 |
| Jurisdiction | MARBLEHEAD MA |
| Township / Civil Division | MARBLEHEAD |
| Census Block Group | 4 |
| Census Block | 4029 |
| Census Tract | 203200 |
Source: Essex County and Marblehead Town records, as of July 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 CENTRAL ST, MARBLEHEAD, MA 01945-3001 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 21, 2022 | Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BANK OF MARBLEHEAD |
| Aug 3, 2017 | Deed of Trust, Mortgage · Line of Credit NATIONAL GRAND BK/MARBLEHEAD |
| Aug 3, 2017 | Deed of Trust, Mortgage NATIONAL GRAND BK/MARBLEHEAD |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 23, 2009 · Amount on Record |
| Deed Sale | Nov 23, 2009 · Amount on Record |
| Deed Book / Page | 29088 / 262 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 CENTRAL ST, MARBLEHEAD, MA 01945-3001 |
| Transaction Type | Mortgage |
| Record Updated | Dec 12, 2022 |
| Name | Verified Name |
|---|
| Document Number | 041312-170 |
|---|---|
| Date | Nov 21, 2022 |
| Book Page | 41312/170 |
| Instrument | 20221121000170 |
| Name | NATIONAL GRAND BANK OF MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 CENTRAL ST, MARBLEHEAD, MA 01945-3001 |
| Document Number | 36083-489 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 29, 2017 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Document Number | 36083-489 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 036083/000489 |
| Instrument | 1708080009 |
| Name | NATIONAL GRAND BK/MARBLEHEAD |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MARBLEHEAD MA |
| Property Address | 21 CENTRAL ST, MARBLEHEAD, MA 01945-3001 |
| Document Number | 36083-473 |
| Instrument Date | Aug 3, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Document Number | 36083-473 |
|---|---|
| Date | Aug 8, 2017 |
| Book Page | 036083/000473 |
| Instrument | 1708080008 |
| Name | NATIONAL GRAND BK/MARBLEHEAD |
|---|---|
| Type | Bank |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Aug 7, 2047 |
Source: Essex County and Marblehead Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Marblehead Town |
| Unified School District | Marblehead School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,842.00 (+9.07%) | $866,500 (+7.99%) Land $509,600 Building $356,900 | $1,723,300 |
| 2024 | $7,190.00 (+3.47%) | $802,400 (+15.47%) Land $554,900 Building $247,500 | |
| 2023 | $6,949.00 | $694,900 Land $430,300 Building $264,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 57 policies |
| Nearby Flood Policies | 57 in force |
| Nearby Flood Claims | 7 (1991–2018) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Mar 2018 · Severe Winter Storm And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MARBLEHEAD WATER DEPT. (MWRA) serves 20,441 people · EPA ID MA3168000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Mar 2024 |
| Lead | 2 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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