21 Center St, Ward, AR 72176 Property Records

Lonoke County property record for 21 Center St, Ward, AR 72176

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,761 sqft
Lot Size	1.37 acres (59,983 sqft)
Owner	Individual Name on File
Last Sale	$186,000 (Apr 2026)
Tax Bill	$892 (2024)
Deeds & Mortgages	Jun 2024 Mortgage Apr 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`800-55011-000`

Property Details

APN / Parcel Number

Primary APN	`800-55011-000`
Alternative APN	`39000`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,761 sqft Living Area
Gross Area	2,471 sqft
1st Floor Area	1,761 sqft
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Closed Piers
Roof Type	Gable
Roof Material	Asphalt
Lot Area	59,983 sqft (1.37 acres)
Lot Dimensions	287 ft deep x 209 ft wide
Garage Type	Attached
Garage Area	440 sqft
Driveway	Asphalt Driveway
Driveway Area	200 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Glass Porch
Porch Area	370 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	39000
Street Address	21 CENTER ST
City	WARD
State	AR
Zip	72176-8541
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Range	09W
Legal Township	05N
Legal Section	34
Legal Subdivision	SHADY ACRES
Legal Block	2
Legal Lot Number	11
Jurisdiction	LONOKE AR
Township / Civil Division	WARD
Census Block Group	2
Census Block	2013
Census Tract	20102

Owner

21 Center St is owned and occupied by an individual who bought it in April 2026.

Source: Lonoke County records, as of April 24, 2026

Owner of Record	Individual Name on File
Mailing Address	21 CENTER ST, WARD, AR 72176-8541
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2024	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2026	Warranty Deed · Conventional Mortgage FIRST SECURITY BANK
Aug 18, 2025	Warranty Deed, Transfer CB TITLE COMPANY, CABOT TITLE COMPANY
Mar 19, 2020	Deed of Trust, Mortgage · FHA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2026 · Amount on File
Deed Sale	Apr 14, 2026 · Amount on File
Prior Sale	Aug 18, 2025 · Amount on File
Deed Document Number	20263821
Prior Transfer Date	Oct 19, 2009
Prior Transfer Doc	0000013497
Record Updated	Oct 29, 2026

June 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 CENTER ST, WARD, AR 72176-8541
Transaction Type	Mortgage
Record Updated	May 4, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CENTER ST, WARD, AR 72176-8541

Mortgage

Document Number	0000005603
Date	Jun 27, 2024
Book Page	2024/5603
Instrument	2024-05603

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2054

April 2026: Warranty Deed

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 14, 2026
Property Address	21 CENTER ST, WARD, AR 72176-8541
Document Number	0000003821
Instrument Date	Apr 10, 2026
Instrument	2026.3821
Record Updated	Apr 27, 2026
Title Company	PROFESSIONAL LAND TITLE COMPANY, PROFESSIONAL LAND TITLE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$61,993.80
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CENTER ST, WARD, AR 72176-8541

Mortgage

Document Number	0000003822,
Date	Apr 14, 2026
Instrument	2026..3822

Lender

Name	FIRST SECURITY BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	5.98%
Initial Type	Fixed Rate
Max Rate	-1%

August 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Aug 18, 2025
Property Address	21 CENTER ST, WARD, AR 72176-8541
Document Number	0000007632
Book / Page	2025 / 7632
Instrument Date	Aug 14, 2025
Instrument	2025-07632
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	CB TITLE COMPANY, CABOT TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$511.50
Amount Accuracy	Full Amount Stated
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	619 16TH SECTION RD, MC RAE, AR 72102-9756

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CENTER ST, WARD, AR 72176-8541
Investor	Possibly a Property Investor

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 CENTER ST, WARD, AR 72176-8541
Document Number	0000003384
Instrument Date	Mar 19, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 CENTER ST WARD AR 721768541, WARD, AR 72176-8541

Mortgage

Document Number	0000003384
Date	Apr 6, 2020
Instrument	3384

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 5, 2050

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of October 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Ward City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,350 Land $2,510 Building $24,840	$136,750 Land $12,550 Building $124,200
2024	$892.00 (-7.76%)
2023	$967.00 Homeowner's exemption	$27,350 Land $2,510 Building $24,840	$136,750 Land $12,550 Building $124,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 21 Center St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2025.

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	2 (2025)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2025 · Severe Storms, Tornadoes, And Flooding
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2025 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Center St is low, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 67% of Arkansas
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARD WATERWORKS serves 12,579 people · EPA ID AR0000345
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Jul 2025
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 218 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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