Bergen County and Cresskill Borough property record for 21 Cedar St, Cresskill, NJ 07626
| Property Type | Single Family Home |
|---|---|
| Details | 2,850 sqft · built 1950 |
| Lot Size | 0.338 acres (14,706 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,350,000 (Jun 2026) |
| Tax Bill | $21,821 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Jun 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-00054-01-00062 |
| Primary APN | 08-00054-01-00062 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,850 sqft Living Area |
| 1st Floor Area | 2,850 sqft |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Frame |
| Construction Type | Frame |
| Lot Area | 14,706 sqft (0.338 acres) |
| Lot Dimensions | 86 ft deep x 171 ft wide |
| Parking Spaces | 1 Parking Space |
| Account Number | 080400 |
|---|---|
| Street Address | 21 CEDAR ST |
| City | CRESSKILL |
| State | NJ |
| Zip | 07626-2508 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 171X86 4.2LT |
| Legal Subdivision | PARK CREST ESTATES INC |
| Legal Block | 54.01 |
| Legal Lot Number | 62 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | CRESSKILL |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 8002 |
Source: Bergen County and Cresskill Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 CEDAR ST, CRESSKILL, NJ 07626-2508 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jun 30, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage GUARANTEED RATE |
| Jun 30, 2026 | Quit Claim Deed, Transfer EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TITLE SERVICES |
| Mar 20, 2024 | Deed of Trust, Mortgage · FHA Mortgage M & T BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 30, 2026 · Amount on Record |
| Deed Sale | Jun 30, 2026 · Amount on Record |
| Prior Sale | Jan 17, 2025 · Amount on Record |
| Deed Document Number | 202644224 |
| Deed Book / Page | 5835 / 871 |
| Prior Transfer Date | May 29, 2026 |
| Prior Transfer Doc | 0000044223 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 30, 2026 |
| Property Address | 21 CEDAR ST, CRESSKILL, NJ 07626-2508 |
| Document Number | 0000044224 |
| Book / Page | 5835 / 871 |
| Instrument Date | May 29, 2026 |
| Instrument | 202644224 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | SIMPLICITY TITLE LLC, SIMPLICITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $136,350.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 CEDAR ST, CRESSKILL, NJ 07626-2508 |
| Document Number | 0000044225, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 202644225 |
| Name | GUARANTEED RATE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.36% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Jun 30, 2026 |
| Property Address | 21 CEDAR ST, CRESSKILL, NJ 07626-2508 |
| Document Number | 0000044223 |
| Book / Page | 5835 / 865 |
| Instrument Date | May 29, 2026 |
| Instrument | 202644223 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2026 |
| Title Company | EVERGREEN LAND TITLE SERVICES INC, EVERGREEN LAND TITLE SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 CEDAR ST, CRESSKILL, NJ 07626-2508 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 21 CEDAR ST, CRESSKILL, NJ 07626-2508 |
| Transaction Type | Mortgage |
| Record Updated | May 22, 2024 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 21 CEDAR ST, CRESSKILL, NJ 07626-2508 |
| Document Number | 0051970629 |
|---|---|
| Date | Mar 20, 2024 |
| Book Page | 5197/629 |
| Instrument | 2024015218 |
| Name | M & T BANK |
|---|---|
| Type | Bank |
| Address | GETZVILLE, NY 14068 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 266 Months |
| Due | May 1, 2046 |
Source: Bergen County and Cresskill Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Cresskill Borough |
| Unified School District | Cresskill Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,081,600 (+12.47%) Land $509,300 Building $572,300 | $1,081,600 (+12.47%) Land $509,300 Building $572,300 | |
| 2025 | $21,821.00 (+5.91%) | $961,700 (+11.39%) Land $428,000 Building $533,700 | $961,700 (+11.39%) Land $428,000 Building $533,700 |
| 2024 | $20,603.00 (+4.89%) | ||
| 2023 | $863,400 Land $365,300 Building $498,100 | $863,400 Land $365,300 Building $498,100 | |
| 2022 | $19,643.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2021) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 92% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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