21 Cedar St, Barnegat, NJ 08005 Property Records

Ocean County and Barnegat Township property record for 21 Cedar St, Barnegat, NJ 08005

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,224 sqft · built 1937
Lot Size	0.52 acres (22,651 sqft)
Owner	2 Individual Names on File
Last Sale	$195,000 (May 2021)
Tax Bill	$5,552 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit May 2021 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`01-00247-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`01-00247-0000-00010`
Alternative APN	`010024700010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,224 sqft Living Area
1st Floor Area	1,224 sqft

Exterior

Year Built	Built 1937
Effective Year Built	Effective 1937
Architectural Style	Ranch
Construction Type	Frame
Roof Type	Gable
Roof Material	Asbestos
Lot Area	22,651 sqft (0.52 acres)
Lot Dimensions	189 ft deep x 130 ft wide
Parking Spaces	1 Parking Space
Porch	Open Porch

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	21 CEDAR ST
City	BARNEGAT
State	NJ
Zip	08005-2420
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RMF
Legal Description	.52 AC
Legal Subdivision	TOWNSHIP/BARNEGAT
Legal Block	247
Legal Lot Number	10
Jurisdiction	OCEAN NJ
Township / Civil Division	BARNEGAT
Census Block Group	1
Census Block	1025
Census Tract	734002

Owner

21 Cedar St is owned by two individuals who bought it in May 2021.

Source: Ocean County and Barnegat Township records, as of July 7, 2026

Owner of Record	2 Individual Names on File
Mailing Address	17 CEDAR ST, BARNEGAT, NJ 08005-2420
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 11, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
May 18, 2021	Deed, Transfer · VA Mortgage TOWNE MORTGAGE CO
Aug 21, 2018	Deed of Trust, Mortgage · FHA Mortgage ADVISORS MORTGAGE GROUP LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 18, 2021 · Amount on File
Deed Sale	May 18, 2021 · Amount on File
Prior Sale	Feb 5, 2014 · Amount on File
Deed Document Number	202175605
Deed Book / Page	18481 / 1889
Prior Transfer Date	Sep 20, 2013
Prior Transfer Doc	0157390862
Record Updated	Oct 29, 2026

April 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	21 CEDAR ST, BARNEGAT, NJ 08005-2420
Transaction Type	Mortgage
Record Updated	Apr 26, 2022
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0189870993
Date	Apr 11, 2022
Book Page	18987/993
Instrument	2022043734

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	CHARLOTTE, NC 28277

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 25, 2027

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	OCEAN NJ
Recording Date	May 18, 2021
Property Address	21 CEDAR ST, BARNEGAT, NJ 08005-2420
Document Number	0184811889
Book / Page	18481 / 1889
Instrument Date	Apr 30, 2021
Instrument	2021075605
Transaction Type	Transfer
Record Updated	Jun 7, 2021
Title Company	CITY ABSTRACT

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$901.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1001 VINE ST APT 1307, 1001, PHILADELPHIA, PA 19107-1324

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	11 CEDAR ST, BARNEGAT, NJ 08005-2420

Mortgage

Document Number	0184811895
Date	May 18, 2021
Book Page	18481/1895
Instrument	2021075606

Lender

Name	TOWNE MORTGAGE CO
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	352 Months
Due	Sep 1, 2050

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OCEAN NJ
Property Address	21 CEDAR ST, BARNEGAT, NJ 08005-2420
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0172141422
Date	Aug 21, 2018
Book Page	17214/1422
Instrument	2018082254

Lender

Name	ADVISORS MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cedar St was $5,552, up 3.6% from the year before.

Source: Ocean County and Barnegat Township assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Ocean County
County Subdivision	Barnegat Township
Unified School District	Barnegat Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$180,100 (-) Land $99,000 Building $81,100	$180,100 (-) Land $99,000 Building $81,100
2025	$5,552.00 (+3.56%)	$180,100 Land $99,000 Building $81,100	$180,100 Land $99,000 Building $81,100
2024	$5,361.00
2023		$180,100 Land $99,000 Building $81,100	$180,100 Land $99,000 Building $81,100
2022	$5,073.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cedar St in Zone X, an area of minimal flood risk, though there have been 313 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 208 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	267 units insured incl. 59 condo units
Nearby Flood Claims	313 (1981–2026)
Claims Outside the SFHA	21 of 313
Most Recent Claim	May 2026 · rainfall accumulation
Claims by Event	Hurricane Sandy, Nov 2012 · 204 claims Coastal Storm, High Tides, Heavy Rain, & Flooding, Dec 1992 · 38 claims Coastal Storms & Flooding, Mar 1984 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cedar St is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · above 64% of New Jersey
Wildfire Likelihood	0.07% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BARNEGAT TWP WATER SEWER serves 20,000 people · EPA ID NJ1533001
Water Source	Groundwater
Last State Inspection	Jun 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 78 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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