21 Cedar Rd, Monroe, NY 10950 Property Records

Orange County and Monroe Town property record for 21 Cedar Rd, Monroe, NY 10950

Property Summary

Property TypeSingle Family Home
Details5 bd · 2.5 ba · 3,616 sqft · built 2006
Lot Size0.378 acres (16,466 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Mar 2015)
Tax Bill$17,505 (2024)
Deeds & MortgagesOct 2019 Refinance
Flood ZoneZone X (minimal risk)
APN334089 20-3-7

Property Details

APN / Parcel Number

Primary APN334089 20-3-7
Alternative APNs
  • 408902000000030070000000
  • 20-3-7

Interior

Bedrooms5 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms10 Rooms
Stories2 Stories
Building Area3,616 sqft Living Area
Gross Area4,515 sqft
1st Floor Area1,918 sqft
2nd Floor Area1,698 sqft
Upper Floors Area334 sqft
Game RoomGame Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Foundation TypeNo Foundation
Lot Area16,466 sqft (0.378 acres)
Lot Dimensions101 ft deep x 170 ft wide
View / LotSuburban
Garage TypeAttached
Garage Area667 sqft
Parking Spaces2 Parking Spaces
PorchCovered Porch
Porch Area424 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelOil
SewerConnected

Location & Zoning

Account Number20-3-7
Street Address21 CEDAR RD
CityMONROE
StateNY
Zip10950-4736
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR-1.0AC
Legal DescriptionLTS 32 33 FINE BUILDERS
Legal SubdivisionMAP OF LANDS OF FINE BUILDERS INC
Legal Block3
Legal Lot Number7.000
JurisdictionORANGE NY
Township / Civil DivisionMONROE
Census Block Group4
Census Block4014
Census Tract14202

Owner

Source: Orange County and Monroe Town records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address21 CEDAR RD, MONROE, NY 10950-4736
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 25, 2015 · Amount on Record
Deed SaleMar 25, 2015 · Amount on Record
Prior SaleJan 9, 2008 · Amount on Record
Deed Book / Page13866 / 1968
Prior Transfer DateOct 2, 2000
Prior Transfer Doc5408000062
Record UpdatedSep 20, 2026

October 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE NY
Property Address21 CEDAR RD, MONROE, NY 10950-4736
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyFIDELITY NATIONAL TITLE (AKA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000072688
DateOct 11, 2019
Book Page14637/1851
Instrument20190072688
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueNov 1, 2049

Tax Assessment & Valuation

Source: Orange County and Monroe Town assessment roll, as of April 29, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOrange County
County SubdivisionMonroe Town
Unified School DistrictMonroe-Woodbury Central School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$90,400 (-) Land $9,500 Building $80,900$836,300 (+13.41%)
2024$17,505.00
2023$90,400 Land $9,500 Building $80,900$737,400 Land $77,492 Building $659,908

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 26, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims13 (1979–2011)
Claims Outside the SFHA4 of 13
Most Recent ClaimAug 2011 · Hurricane Irene
Claims by Event
  • Hurricane Irene, Aug 2011 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWALTON LAKE ESTATES W.D.
serves 768 people · EPA ID NY3503525
Water SourceGroundwater
Last State InspectionNov 2025
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 150 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
5,000 / 5,000
Verizon
Fixed Wireless
300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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