21 Cedar Mill, Troy, IL 62294 Property Records

Madison County property record for 21 Cedar Mill, Troy, IL 62294

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,854 sqft · built 2003
Lot Size	0.294 acres (12,818 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,000 (Dec 2006)
Tax Bill	$8,575 (2025)
Deeds & Mortgages	Jun 2022 Sale & Mortgage Dec 2019 Mortgage + 1 more
APN	`10-2-16-33-17-302-011`

Property Details

APN / Parcel Number

Primary APN	`10-2-16-33-17-302-011`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,854 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Modern
Exterior Material	Vinyl
Construction Type	Frame
Lot Area	12,818 sqft (0.294 acres)
Lot Dimensions	154 ft deep x 82 ft wide
Garage Type	Attached
Patio Area	399 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	21 CEDAR ML
City	TROY
State	IL
Zip	62294-3232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1ST ADDN TO THE NORTHWOODS AT PARK FOREST LOT 53 82.75 X 154.9 IRREGULAR
Legal Subdivision	FIRST ADDN
Legal Lot Number	53
Jurisdiction	MADISON IL
Township / Civil Division	PIN OAK
Census Block Group	2
Census Block	2065
Census Tract	403701

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 CEDAR ML, TROY, IL 62294-3232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 21, 2022	Warranty Deed, Transfer · Conventional Mortgage FCB BANKS
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE
Oct 13, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2006 · Amount on Record
Deed Sale	Dec 19, 2006 · Amount on Record
Prior Sale	Aug 15, 2003 · Amount on Record
Deed Document Number	200666127
Last Transfer Date	Oct 3, 2012
Transfer Doc	0000046593
Record Updated	Oct 29, 2026

June 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON IL
Recording Date	Jun 21, 2022
Property Address	21 CEDAR ML, TROY, IL 62294-3232
Document Number	0000020763
Map Reference	PC 62 PG 127
Instrument Date	Jun 9, 2022
Instrument	2022R20763
Transaction Type	Transfer
Record Updated	Jul 13, 2022
Title Company	ABSTRACTS & TITLES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$630.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 CEDAR ML, TROY, IL 62294-3232

Mortgage

Document Number	0000020764
Date	Jun 21, 2022
Instrument	2022R20764

Lender

Name	FCB BANKS
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2052

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 CEDAR ML, TROY, IL 62294-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000040527
Date	Dec 13, 2019
Instrument	2019R40527

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jan 1, 2035

Interest

Rate Type	Fixed Rate

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	21 CEDAR ML, TROY, IL 62294-3232
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036426
Date	Oct 13, 2020
Instrument	2020R36426

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Mar 1, 2035

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Pin Oak Township
Municipality	Troy City
Unified School District	Triad Community Unit School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,575.00 (+6.14%)	$129,380 (+29.12%) Land $23,860 Building $105,520	$388,140 (+28.99%) Land $71,580 Building $316,560
2024	$8,079.00 (+13.72%)
2022	$7,104.00	$100,200 Land $18,480 Building $81,720	$300,900 Land $55,495 Building $245,405

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	5 in force
Nearby Flood Claims	2 (2009–2016)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2016 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY serves 16,962 people · EPA ID IL1191000
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2026–2028) action level 15 ppb
Copper	1.69 mg/L (2021) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 189 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: i3 Broadband.

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