21 Cedar Bluff, Winder, GA 30680 Property Records

Barrow County property record for 21 Cedar Bluff, Winder, GA 30680

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 2,061 sqft · built 1983
Lot Size	1.17 acres (50,965 sqft)
Owner	Individual Name on Record
Last Sale	$266,500 (Sep 2020)
Tax Bill	$3,251 (2025)
Deeds & Mortgages	Sep 2026 Line of Credit Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`WN18 130`

Property Details

APN / Parcel Number

Primary APN	`WN18 130`
Alternative APN	`11938`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,061 sqft Heated Area
Basement Area	965 sqft
Finished Basement	965 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1983
Effective Year Built	Effective 2012
Exterior Material	Siding
Construction Type	Light Frame
Foundation Type	Masonry
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	50,965 sqft (1.17 acres)
Garage Area	480 sqft
Driveway	Concrete Driveway
Porch	Slab
Porch Area	182 sqft
Patio Area	586 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	11938
Street Address	21 CEDAR BLF
City	WINDER
State	GA
Zip	30680-3630
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LOT 40 UNIT 2 NORTH WOODS SUBD.
Legal Subdivision	NORTHWOODS
Legal Lot Number	40
Legal Unit	2
Jurisdiction	BARROW GA
Township / Civil Division	WINDER
Census Block Group	1
Census Block	1034
Census Tract	180302

Owner

Source: Barrow County records, as of October 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	21 CEDAR BLF, WINDER, GA 30680-3630
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2026	Deed of Trust, Mortgage · Line of Credit ASSOCIATED CREDIT UNION
Sep 22, 2020	Grant Deed, Transfer · Conventional Mortgage CALIBER HM LOANS
Sep 25, 2019	Deed of Trust, Mortgage · FHA Mortgage CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Sep 25, 2014 · Amount on Record
Deed Document Number	20203365
Deed Book / Page	2383 / 216
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Recording Date	Sep 22, 2026
Property Address	21 CEDAR BLF, WINDER, GA 30680-3630
Document Number	3094000036
Book / Page	3094 / 36
Instrument Date	Sep 16, 2026
Transaction Type	Mortgage
Record Updated	Oct 19, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CEDAR BLF, WINDER, GA 30680-3630

Mortgage

Document Number	3094000036,
Date	Sep 22, 2026
Book Page	3094/36

Lender

Name	ASSOCIATED CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	204 Months
Due	Sep 1, 2043

Interest

Max Rate	-1%

September 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	BARROW GA
Recording Date	Sep 22, 2020
Property Address	21 CEDAR BLF, WINDER, GA 30680-3630
Document Number	0023830216
Book / Page	002383 / 000216
Instrument Date	Sep 18, 2020
Transaction Type	Transfer
Record Updated	Oct 13, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CEDAR BLF WINDER GA 306803630, WINDER, GA 30680-3630

Mortgage

Document Number	23830218
Date	Sep 22, 2020
Book Page	002383/000218

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 21, 2050

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BARROW GA
Property Address	21 CEDAR BLF, WINDER, GA 30680-3630
Document Number	0023180089
Instrument Date	Sep 25, 2019
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	EQUITY SETTLEMENT SERVICES, EQUITY SETTLEMENT SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	21 CEDAR BLF WINDER GA 306803630, WINDER, GA 30680-3630

Mortgage

Document Number	0023180089
Date	Mar 19, 2020
Book Page	002318/000089

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 18, 2050

Tax Assessment & Valuation

Source: Barrow County assessment roll, as of December 29, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Barrow County
Municipality	Winder City
Unified School District	Barrow County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,251.00 (-15.01%) Homeowner's exemption	$121,362 (+2.08%) Land $20,000 Building $101,362	$303,406 (+2.08%) Land $50,000 Building $253,406
2023	$3,825.00 (+30.19%) Homeowner's exemption	$118,887 (+25.21%) Land $20,000 Building $98,887	$297,218 (+25.21%) Land $50,000 Building $247,218
2022	$2,938.00 Homeowner's exemption	$94,950 Land $20,000 Building $74,950	$237,374 Land $50,000 Building $187,374

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2003)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Sep 2003 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINDER serves 51,540 people · EPA ID GA0130002
Water Source	Surface water
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Point Broadband, Verizon, Windstream.

Cell Coverage

5G (outdoors only) and 4G LTE

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