21 Cedar Ave, Ephrata, PA 17522 Property Records

Lancaster County property record for 21 Cedar Ave, Ephrata, PA 17522

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,408 sqft · built 1978
Lot Size0.38 acres (16,553 sqft)
Owner2 Individual Names on File
Last Sale$186,000 (Nov 2010)
Tax Bill$3,262 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Jan 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APN210-92838-0-0000

Property Details

APN / Parcel Number

Primary APN210-92838-0-0000
Alternative APN
  • 2109L8 10 13

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories1 Story
Building Area1,408 sqft Living Area
Gross Area2,136 sqft
1st Floor Area1,086 sqft
Basement Area1,050 sqft
Finished Basement322 sqft
Unfinished Basement728 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1991
Architectural StyleBi-Level
Exterior MaterialCombination
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area16,553 sqft (0.38 acres)
Garage TypeBasement
Garage Area1 sqft
Parking Spaces2 Parking Spaces
Deck Area292 sqft
Patio Area48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelElectric
SewerMunicipal
Water SourceCommercial

Location & Zoning

Street Address21 CEDAR AVE
CityEPHRATA
StatePA
Zip17522-9538
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1
Legal Description21 CEDAR AVE
Legal SubdivisionBROWNSTOWN PARK DEV SEC
Legal Lot Number13
JurisdictionLANCASTER PA
Township / Civil DivisionWEST EARL
Census Block Group2
Census Block2010
Census Tract13001

Owner

21 Cedar Ave is owned and occupied by two individuals who bought it in November 2010.

Source: Lancaster County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address21 CEDAR AVE, EPHRATA, PA 17522-9538
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 2, 2025Deed of Trust, Mortgage · Line of Credit
PSECU
Jan 18, 2023Deed of Trust, Mortgage · Line of Credit
PSECU

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 2, 2010 · Amount on File
Deed SaleNov 2, 2010 · Amount on File
Deed Document Number20105891711
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address21 CEDAR AVE, EPHRATA, PA 17522-9538
Transaction TypeMortgage
Record UpdatedDec 16, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20250048023
DateDec 2, 2025
Instrument20250048023
Lender
NamePSECU
TypeCredit Union
AddressHARRISBURG, PA 17106
Agreement
TypeLine of Credit
AmountAmount on Record
Term240 Months
DueDec 1, 2045
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

January 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER PA
Property Address21 CEDAR AVE, EPHRATA, PA 17522-9538
Transaction TypeMortgage
Record UpdatedJan 27, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0006721027
DateJan 18, 2023
Instrument6721027
Lender
NamePSECU
TypeCredit Union
AddressHARRISBURG, PA 17106
Agreement
TypeLine of Credit
AmountAmount on Record
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cedar Ave was $3,262 with a homeowner's exemption, up 2.2% from the year before.

Source: Lancaster County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StatePennsylvania
CountyLancaster County
County SubdivisionWest Earl Township
Unified School DistrictConestoga Valley School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,400 Land $51,300 Building $109,100$160,400 Land $51,300 Building $109,100
2025$3,262.00 (+2.19%)
2024$3,192.00$160,400 Land $51,300 Building $109,100
2018$160,400 Land $51,300 Building $109,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cedar Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective June 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies5 in force
Nearby Flood Claims1 (2021)
Most Recent ClaimSep 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cedar Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWEST EARL WATER AUTHORITY
serves 4,327 people · EPA ID PA7360143
Water SourcePurchased surface water from CITY OF LANCASTER
Last State InspectionJan 2024
Lead5 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityHaloacetic acids
resolved · Oct 2024
Treatment failure
resolved · May 2023
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 297 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Blue Ridge Cable Technologies
Fiber · Cable in parts of the area
2,000 / 2,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
Windstream
DSL · Fiber in parts of the area
200 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Upward Broadband.

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