21 Cascade Ave, Lowell, MA 01851 Property Records

Middlesex County and Lowell City property record for 21 Cascade Ave, Lowell, MA 01851

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,664 sqft · built 1920
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on File
Last Sale	$328,500 (Apr 2019)
Tax Bill	$6,019 (2026)
Deeds & Mortgages	Apr 2019 Sale & Mortgage Aug 2017 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`C10710`

Property Details

APN / Parcel Number

Primary APN	`C10710`
Alternative APNs	`LOWE M:73 B:1080 L:21` `M:000073 T:C10710`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	3,102 sqft
1st Floor Area	944 sqft
Basement Area	672 sqft
Unfinished Basement	672 sqft

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Architectural Style	Conventional
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,712 sqft (0.2 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	C10710
Street Address	21 CASCADE AVE
City	LOWELL
State	MA
Zip	01851-1613
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	TSF
Legal Block	1080
Legal Lot Number	21
Jurisdiction	LOWELL MA
Township / Civil Division	LOWELL
Census Block Group	1
Census Block	1006
Census Tract	311400

Owner

21 Cascade Ave is owned and occupied by two individuals who bought it in April 2019.

Source: Middlesex County and Lowell City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CASCADE AVE, LOWELL, MA 01851-1613
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 30, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage SANTANDER BANK NA
Aug 3, 2017	Quit Claim Deed, Transfer Quitclaim
Feb 21, 2017	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on File
Deed Sale	Apr 30, 2019 · Amount on File
Prior Sale	Sep 12, 2005 · Amount on File
Deed Document Number	201916205
Prior Transfer Date	Apr 12, 2019
Prior Transfer Doc	32939-68
Record Updated	Oct 29, 2026

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Apr 30, 2019
Property Address	21 CASCADE AVE, LOWELL, MA 01851-1613
Document Number	32939-68
Book / Page	32939 / 68
Instrument Date	Apr 12, 2019
Instrument	16205
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CASCADE AVE, LOWELL, MA 01851-1613

Mortgage

Document Number	16206
Date	Apr 30, 2019
Instrument	16206

Lender

Name	SANTANDER BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	LOWELL MA
Recording Date	Aug 3, 2017
Property Address	21 CASCADE AVE, LOWELL, MA 01851-1613
Document Number	31350-234
Book / Page	031350 / 000234
Instrument Date	Aug 2, 2017
Instrument	33913
Transaction Type	Transfer
Record Updated	Aug 22, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CASCADE AVE LOWELL MA 018511613, LOWELL, MA 01851-1613

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOWELL MA
Property Address	21 CASCADE AVE, LOWELL, MA 01851-1613
Document Number	30942-128
Book / Page	030942 / 000128
Instrument Date	Feb 21, 2017
Transaction Type	Mortgage
Record Updated	Mar 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	30942-128
Date	Mar 1, 2017
Book Page	030942/000128
Instrument	8741

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Feb 28, 2037

Tax Assessment & Valuation

The 2026 property tax bill for 21 Cascade Ave was $6,019, up 6.3% from the year before.

Source: Middlesex County and Lowell City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Lowell City
Unified School District	Lowell School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,019.00 (+6.32%)	$530,300 (+7.54%) Land $213,800 Building $316,500	$557,516 (+27.66%)
2025	$5,661.00 (+2.61%)	$493,100 (+6.46%) Land $199,800 Building $293,300	$436,715 (+2.73%)
2024	$5,517.00 (+6.55%)	$463,200 (+11.11%) Land $186,700 Building $276,500	$425,125
2023	$5,178.00	$416,900 Land $162,400 Building $254,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cascade Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Nearby Flood Policies	10 in force
Nearby Flood Claims	5 (1978–2006)
Claims Outside the SFHA	2 of 5
Most Recent Claim	May 2006 · Severe Storms And Flooding
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 21 Cascade Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL REGIONAL WATER UTILITY serves 120,418 people · EPA ID MA3160000
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2017
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 809 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

Nearby Properties on Cascade Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures