21 Carter Dr, Framingham, MA 01701 Property Records

Middlesex County and Framingham City property record for 21 Carter Dr, Framingham, MA 01701

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,800 sqft · built 1974
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on File
Last Sale	$535,000 (Apr 2018)
Tax Bill	$9,653 (2026)
Deeds & Mortgages	Mar 2023 Line of Credit Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15-98-9155`

Property Details

APN / Parcel Number

Primary APN	`15-98-9155`
Alternative APNs	`FRAM M:015 B:98 L:9155 U:000` `M:711.0 B:0001 L:0008.0` `F_669956_2948158` `17126`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	1,800 sqft Living Area
Gross Area	3,764 sqft
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1986
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	17126
Street Address	21 CARTER DR
City	FRAMINGHAM
State	MA
Zip	01701-3042
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R4
Legal Subdivision	FRAMINGHAM
Legal Block	98
Legal Lot Number	9155
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	4
Census Block	4000
Census Tract	383904

Owner

21 Carter Dr is owned and occupied by two individuals who bought it in April 2018.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CARTER DR, FRAMINGHAM, MA 01701-3042
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 6, 2023	Deed of Trust, Mortgage · Line of Credit MUTUALONE BANK
Apr 24, 2020	Deed of Trust, Mortgage · Conventional with PMI ROSS MTG CO INC
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage ROSS MTG CO INC
Apr 2, 2018	Quit Claim Deed, Transfer ROSS MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2018 · Amount on File
Deed Sale	Apr 2, 2018 · Amount on File
Prior Sale	Jun 24, 2005 · Amount on File
Deed Book / Page	70812 / 134
Transfer Doc	070812-134
Record Updated	Oct 29, 2026

March 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	21 CARTER DR, FRAMINGHAM, MA 01701-3042
Transaction Type	Mortgage
Record Updated	Apr 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	081302-347
Date	Mar 6, 2023
Book Page	81302/347
Instrument	22185

Lender

Name	MUTUALONE BANK

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	241 Months
Due	Apr 1, 2043

Interest

Rate Type	Adjustable Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	21 CARTER DR, FRAMINGHAM, MA 01701-3042
Document Number	74563-238
Instrument Date	Apr 24, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CARTER DR FRAMINGHAM MA 017013042, FRAMINGHAM, MA 01701-3042

Mortgage

Document Number	74563-238
Date	Apr 29, 2020
Book Page	074563/000238
Instrument	63182

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Apr 28, 2050

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	21 CARTER DR, FRAMINGHAM, MA 01701-3042
Document Number	72936-389
Instrument Date	Jul 12, 2019
Transaction Type	Mortgage
Record Updated	Aug 6, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CARTER DR FRAMINGHAM MA 017013042, FRAMINGHAM, MA 01701-3042

Mortgage

Document Number	72936-389
Date	Jul 17, 2019
Book Page	072936/000389
Instrument	101476

Lender

Name	ROSS MTG CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 16, 2049

April 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Apr 2, 2018
Property Address	21 CARTER DR, FRAMINGHAM, MA 01701-3042
Document Number	70812-134
Book / Page	70812 / 134
Instrument	43650
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$74.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CARTER DR, FRAMINGHAM, MA 01701-3042

Mortgage

Document Number	708120137
Date	Apr 2, 2018
Instrument	70812/0137

Lender

Name	ROSS MORTGAGE CORP
Type	Mortgage Company

Agreement

Amount	Amount on Record
Term	360 Months
Due	Apr 2, 2048

Tax Assessment & Valuation

The 2026 property tax bill for 21 Carter Dr was $9,653, up 5% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,653.00 (+5.05%)	$816,000 (+6.03%) Land $359,800 Building $428,900	$777,435 (-5.36%)
2025	$9,189.00 (+0.75%)	$769,600 (+5.14%) Land $342,600 Building $427,000	$821,465 (+7.27%)
2024	$9,121.00 (+4.91%)	$732,000 (+10.21%) Land $305,000 Building $427,000	$765,795
2023	$8,694.00	$664,200 Land $281,100 Building $383,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Carter Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	106 units insured incl. 102 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Carter Dr is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Astound Broadband Cable	1,500 / 50
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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