21 Carpenter Ave, Chicopee, MA 01020 Property Records

Hampden County and Chicopee City property record for 21 Carpenter Ave, Chicopee, MA 01020

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1992
Lot Size	0.287 acres (12,500 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,386 (2026)
Deeds & Mortgages	Oct 2023 Line of Credit Aug 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`355-00019`

Property Details

APN / Parcel Number

Primary APN	`355-00019`
Alternative APN	`CHIC M:0355 P:00019`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,216 sqft Living Area
Gross Area	3,124 sqft
1st Floor Area	1,056 sqft
Basement Area	1,056 sqft
Unfinished Basement	1,056 sqft

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,500 sqft (0.287 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	355-00019
Street Address	21 CARPENTER AVE
City	CHICOPEE
State	MA
Zip	01020-4959
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	12
Legal Subdivision	CHICOPEE
Jurisdiction	CHICOPEE MA
Township / Civil Division	CHICOPEE
Census Block Group	1
Census Block	1015
Census Tract	810602

Owner

21 Carpenter Ave is owned and occupied by two individuals who acquired it in March 2011.

Source: Hampden County and Chicopee City records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	21 CARPENTER AVE, CHICOPEE, MA 01020-4959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 3, 2023	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Aug 4, 2023	Deed of Trust, Mortgage · Line of Credit COUNTRY BANK
Nov 21, 2017	Deed of Trust, Mortgage PIONEER VLY PLANNING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 9, 2011
Deed Sale	Mar 9, 2011
Prior Sale	Apr 13, 2004 · Amount on File
Deed Document Number	20111
Deed Book / Page	18697 / 573
Record Updated	Oct 29, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 CARPENTER AVE, CHICOPEE, MA 01020-4959
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	025178-130
Date	Oct 3, 2023
Book Page	25178/130
Instrument	46918

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Nov 1, 2048

Interest

Rate Type	Adjustable Rate

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 CARPENTER AVE, CHICOPEE, MA 01020-4959
Transaction Type	Mortgage
Record Updated	Aug 18, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025105-32
Date	Aug 4, 2023
Book Page	25105/32
Instrument	36204

Lender

Name	COUNTRY BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	301 Months
Due	Sep 1, 2048

Interest

Rate Type	Adjustable Rate

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHICOPEE MA
Property Address	21 CARPENTER AVE, CHICOPEE, MA 01020-4959
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	21955-509
Date	Nov 21, 2017
Book Page	21955/509
Instrument	69173

Lender

Name	PIONEER VLY PLANNING

Agreement

Amount	Amount on Record
Term	180 Months
Due	Nov 1, 2032

Tax Assessment & Valuation

The 2026 property tax bill for 21 Carpenter Ave was $5,386, up 6.7% from the year before.

Source: Hampden County and Chicopee City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Chicopee City
Unified School District	Chicopee School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,386.00 (+6.7%)	$353,400 (+6.13%) Land $145,100 Building $208,300	$349,203 (-1.24%)
2025	$5,048.00 (+15.15%)	$333,000 (+12.12%) Land $131,400 Building $201,600	$353,590
2024	$4,384.00 (+7.85%)	$297,000 (+10.7%) Land $128,800 Building $168,200
2023	$4,065.00	$268,300 Land $117,100 Building $151,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Carpenter Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 7, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Carpenter Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICOPEE WATER DEPT (MWRA) serves 55,560 people · EPA ID MA1061000
Water Source	Purchased surface water from MWRA
Last State Inspection	May 2025
Lead	2 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Crossroads Fiber Fiber	1,000 / 1,000

May also be available: GoNetspeed.

Cell Coverage

5G (outdoors only) and 4G LTE

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