21 Cardinal Rd, Covington, LA 70433 Property Records

St. Tammany Parish property record for 21 Cardinal Rd, Covington, LA 70433

Property Summary

Property Type	Single Family Home
Details	4,462 sqft · built 2016
Owner	Individual Name on File
Last Sale	$381,716 (Jan 2021)
Tax Bill	$14,416 (2025)
Deeds & Mortgages	Mar 2020 Mortgage Jan 2021 Sale
APN	`104-000-9458`

Property Details

APN / Parcel Number

Primary APN	`104-000-9458`
Alternative APN	`5761`

Interior

Building Area	4,462 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Garage Area	768 sqft
Parking Spaces	3 Parking Spaces

Location & Zoning

Old Parcel Number	104-000-9458
Street Address	21 CARDINAL RD
City	COVINGTON
State	LA
Zip	70433-4507
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TCHEFUNCTA CLUB ESTATES LT49 SQ6
Legal Subdivision	TCHEFUNCTE CLUB ESTATES
Legal Lot Number	49
Jurisdiction	SAINT TAMMANY LA
Township / Civil Division	1
Census Block Group	2
Census Block	2018
Census Tract	40601

Owner

Source: St. Tammany Parish records · APN 104-000-9458

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 CARDINAL RD, COVINGTON, LA 70433-4507
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage HANCOCK WHITNEY BANK
Jan 27, 2021	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 27, 2021 · Amount on Record
Deed Sale	Jan 27, 2021 · Amount on Record
Prior Sale	Jul 08, 2014 · Amount on Record
Deed Document Number	2249524
Record Updated	Jun 08, 2026

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT TAMMANY LA
Property Address	21 CARDINAL RD, COVINGTON, LA 70433-4507
Transaction Type	Mortgage
Record Updated	Apr 06, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0002200352
Date	Mar 31, 2020
Instrument	2200352

Lender

Name	HANCOCK WHITNEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 01, 2050

Interest

Rate Type	Fixed Rate

January 2021: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	SAINT TAMMANY LA
Recording Date	Jan 27, 2021
Property Address	21 CARDINAL RD, COVINGTON, LA 70433-4507
Document Number	0002249524
Map Reference	PB 3 PG 134
Instrument Date	Jan 26, 2021
Instrument	2249524
Transaction Type	Transfer
Record Updated	Apr 06, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	63 HUMMINGBIRD RD, COVINGTON, LA 70433-4505

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CARDINAL RD, COVINGTON, LA 70433-4507

Tax Assessment & Valuation

Source: St. Tammany Parish records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Louisiana
County	St. Tammany Parish
Unified School District	St. Tammany Parish School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$14,416.00 (-2.42%) Homeowner's exemption	$131,043 (-) Land $34,000 Building $97,043	$1,310,427 (-) Land $340,000 Building $970,427
2024	$14,773.00 (+23.88%) Homeowner's exemption	$131,043 (+31.71%) Land $34,000 Building $97,043	$1,310,427 (+31.71%) Land $340,000 Building $970,427
2023	$11,925.00 Homeowner's exemption	$99,496 (-) Land $22,000 Building $77,496	$994,960 (+4.19%) Land $220,000 Building $774,960
2022	$11,925.00 Homeowner's exemption	$99,496 Land $22,000 Building $77,496	$954,960 Land $180,000 Building $774,960

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 450 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	450 in force
Nearby Flood Claims	132 (1978–2026)
Claims Outside the SFHA	69 of 132
Most Recent Claim	Apr 2026 · rainfall accumulation
Claims by Event	Hurricane Ida, Sep 2021 · 20 claims Hurricane Isaac, Aug 2012 · 25 claims Hurricane Katrina, Aug 2005 · 41 claims

Wildfire

Wildfire Risk	Moderate above 51% of the US · above 76% of Louisiana
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL	100 / 20

Based on FCC filings for 104 locations within half a mile of this property.

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