21 Cardinal Dr, Flemington, NJ 08822 Property Records

Hunterdon County and Readington Township property record for 21 Cardinal Dr, Flemington, NJ 08822

Property Summary

Property TypeSingle Family Home
Details2,864 sqft · built 1988
Lot Size1.71 acres (74,923 sqft)
OwnerIndividual Name on File
Last Sale$617,500 (Sep 2021)
Tax Bill$15,694 (2025)
Deeds & MortgagesSep 2021 Sale & Mortgage
Feb 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN22-00070-01-00017-09

Property Details

APN / Parcel Number

Primary APN22-00070-01-00017-09
Alternative APNs
  • 22000700001000170009
  • 220007000000001709

Interior

Building Area2,864 sqft Living Area

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Lot Area74,923 sqft

Location & Zoning

Old Parcel Number220007000000001709
Street Address21 CARDINAL DR
CityFLEMINGTON
StateNJ
Zip08822-7178
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal SubdivisionHILLCREST-HTS
Legal Block70.1
Legal Lot Number17.9
JurisdictionHUNTERDON NJ
Township / Civil DivisionREADINGTON
Census Block Group2
Census Block2010
Census Tract11203

Owner

21 Cardinal Dr is owned and occupied by an individual who bought it in September 2021.

Source: Hunterdon County and Readington Township records, as of June 29, 2026

Owner of RecordIndividual Name on File
Mailing Address21 CARDINAL DR, FLEMINGTON, NJ 08822-7178
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Sep 27, 2021Deed, Transfer · FHA Mortgage
AMERICAN FEDERAL MORTGAGE CORP
Feb 7, 2017Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 27, 2021 · Amount on File
Deed SaleSep 27, 2021 · Amount on File
Prior SaleFeb 7, 2017 · Amount on File
Deed Document Number2021279730
Deed Book / Page2546 / 471
Record UpdatedSep 20, 2026

September 2021: Deed, Transfer

Document TypeDeed
JurisdictionHUNTERDON NJ
Recording DateSep 27, 2021
Property Address21 CARDINAL DR, FLEMINGTON, NJ 08822-7178
Document Number20210927000279730
Book / Page2546 / 471
Instrument DateJul 26, 2021
Instrument20210927000279730
Transaction TypeTransfer
Record UpdatedNov 4, 2025
Title CompanyREALSAFE TITLE LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,497.75
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address308 CLUB CT, WILMINGTON, NC 28412-3304

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CARDINAL DR, FLEMINGTON, NJ 08822-7178
InvestorPossibly a Property Investor

Mortgage

Document Number20210927000279740
DateSep 27, 2021
Instrument20210927000279740
Lender
NameAMERICAN FEDERAL MORTGAGE CORP
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2051

February 2017: Deed, Transfer

Document TypeDeed
JurisdictionHUNTERDON NJ
Recording DateFeb 7, 2017
Property Address21 CARDINAL DR, FLEMINGTON, NJ 08822-7178
Document Number20170207000030540
Book / Page2396 / 0240
Instrument DateFeb 1, 2017
Instrument20170207000030540
Transaction TypeTransfer
Record UpdatedNov 5, 2021
Title CompanyFOUNDATION TITLE

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,849.75
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address19 WELSH FARM RD, 19, LONG VALLEY, NJ 07853-6123

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 CARDINAL DR, FLEMINGTON, NJ 08822-7178

Mortgage

Document Number20170207000030550
DateFeb 7, 2017
Instrument20170207000030550
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueMar 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 21 Cardinal Dr was $15,694, up 6.8% from the year before.

Source: Hunterdon County and Readington Township assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyHunterdon County
County SubdivisionReadington Township
Secondary School DistrictHunterdon Central Regional School District (09 - 12)
Elementary School DistrictReadington Township School District (KG - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$560,900 (-) Land $148,800 Building $412,100$560,900 (-) Land $148,800 Building $412,100
2025$15,694.00 (+6.75%)$560,900 Land $148,800 Building $412,100$560,900 Land $148,800 Building $412,100
2024$14,701.00
2023$560,900 Land $148,800 Building $412,100$560,900 Land $148,800 Building $412,100
2022$14,201.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 Cardinal Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective July 26, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 Cardinal Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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