21 Cara Dr, Cabot, AR 72023 Property Records

Lonoke County property record for 21 Cara Dr, Cabot, AR 72023

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,025 sqft · built 2006
Owner	Individual Name on Record
Last Sale	$297,000 (Apr 2020)
Tax Bill	$2,734 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`721-37695-000`

Property Details

APN / Parcel Number

Primary APN	`721-37695-000`
Alternative APN	`26917`

Interior

Full Baths	3 Baths
Stories	1 Story
Building Area	3,025 sqft Living Area
1st Floor Area	2,161 sqft
2nd Floor Area	864 sqft
Upper Floors Area	864 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2006
Exterior Material	Brick/Stone
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Shingle
Garage Type	Mixed
Garage Area	864 sqft
Driveway	Driveway
Driveway Area	2,000 sqft
Parking Spaces	5 Parking Spaces
Porch	Open Porch
Porch Area	224 sqft
Patio Area	1,015 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	21 CARA DR
City	CABOT
State	AR
Zip	72023-7853
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:695 CITY/MUNI/TWP:CABOT SUBD:MAGNESS CREEK NORTH SEC/TWN/RNG/MER:SEC 27 TWN 05N RNG 10
Legal Range	10
Legal Township	05N
Legal Section	27
Legal Subdivision	MAGNESS CREEK NORTH
Legal Lot Number	695
Jurisdiction	LONOKE AR
Township / Civil Division	MAGNESS
Census Block Group	2
Census Block	2007
Census Tract	20105

Owner

Source: Lonoke County records, as of October 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	21 CARA DR # DDR, DDR, CABOT, AR 72023-7853
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 11, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Nov 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 14, 2020	Warranty Deed, Transfer · VA Mortgage NATIONAL BANK OF KANSAS CITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 14, 2020 · Amount on Record
Deed Sale	Apr 14, 2020 · Amount on Record
Deed Document Number	2020-03624
Deed Book / Page	2020 / 3624
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 CARA DR, CABOT, AR 72023-7853
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008913
Date	Oct 11, 2023
Book Page	2023/8913
Instrument	2023-08913

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Sep 29, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LONOKE AR
Property Address	21 CARA DR, CABOT, AR 72023-7853
Transaction Type	Mortgage
Record Updated	Nov 30, 2021
Title Company	LENDERS TITLE COMPANY, LENDERS TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014841
Date	Nov 4, 2021
Book Page	2021/14841
Instrument	2021-14841

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2051

April 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LONOKE AR
Recording Date	Apr 14, 2020
Property Address	21 CARA DR, CABOT, AR 72023-7853
Document Number	0000003624
Book / Page	2020 / 3624
Instrument Date	Apr 10, 2020
Instrument	2020-03624
Transaction Type	Transfer
Record Updated	Dec 14, 2021
Title Company	LENDERS TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$980.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	206 COBBLESTONE DR, 206, CABOT, AR 72023-8649

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CARA DR, CABOT, AR 72023-7853

Mortgage

Document Number	0202003625
Date	Apr 14, 2020
Instrument	2020-03625

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Lonoke County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arkansas
County	Lonoke County
Municipality	Cabot City
Unified School District	Cabot Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$53,720 (-) Land $5,000 Building $48,720
2024	$2,734.00
2023	$2,734.00	$53,720 Land $5,000 Building $48,720	$268,600 Land $25,000 Building $243,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	7 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 52% of Arkansas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 137 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Connect2First Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Brightspeed.

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