Henderson County property record for 21 Cameo Dr, Flat Rock, NC 28731
| Property Type | Townhouse |
|---|---|
| Details | 2 ba · 1,870 sqft · built 2007 |
| Lot Size | 0.05 acres (2,178 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $255,000 (Dec 2015) |
| Tax Bill | $2,186 (2025) |
| Deeds & Mortgages | Dec 2017 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 9588733679 |
| Primary APN | 9588733679 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,870 sqft Heated Area |
| 1st Floor Area | 1,053 sqft |
| Basement Area | 1,053 sqft |
| Unfinished Basement | 1,053 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Townhouse |
| Exterior Material | Brick/Stone |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 2,178 sqft (0.05 acres) |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 63 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Account Number | 1003790 |
|---|---|
| Street Address | 21 CAMEO DR |
| City | FLAT ROCK |
| State | NC |
| Zip | 28731-7900 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | 1003790~R1 |
| Legal Description | ORCHARDS OF FR PL2006-6012 UN32-C |
| Legal Subdivision | FLAT ROCK FOREST |
| Legal Block | 73 |
| Legal Lot Number | 3679 |
| Legal Unit | 32-C |
| Jurisdiction | HENDERSON NC |
| Township / Civil Division | BLUE RIDGE |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 930302 |
21 Cameo Dr, a townhouse, is owned and occupied by two individuals who bought it in December 2015.
Source: Henderson County records, as of July 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 21 CAMEO DR, FLAT ROCK, NC 28731-7900 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 29, 2015 · Amount on File |
| Deed Sale | Dec 29, 2015 · Amount on File |
| Prior Sale | Aug 10, 2007 · Amount on File |
| Deed Book / Page | 1645 / 562 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HENDERSON NC |
| Recording Date | Dec 5, 2017 |
| Property Address | 21 CAMEO DR, FLAT ROCK, NC 28731-7900 |
| Document Number | 0031380044 |
| Book / Page | 003138 / 000044 |
| Instrument Date | Dec 5, 2017 |
| Instrument | 875005 |
| Transaction Type | Transfer |
| Record Updated | Jan 8, 2018 |
| Amount | Amount on Record |
|---|---|
| Tax | $46.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1061 MOUNTAIN VIEW ST HENDERSONVILLE NC 287395633, HENDERSONVILLE, NC 28739-5633 |
The 2025 property tax bill for 21 Cameo Dr was $2,186.
Source: Henderson County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Henderson County |
| Unified School District | Henderson County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $389,800 Land $48,500 Building $341,300 | ||
| 2025 | $2,186.00 | ||
| 2023 | $389,800 Land $48,500 Building $341,300 | $389,800 Land $48,500 Building $341,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Cameo Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2012.
Source: FEMA National Flood Hazard Layer, effective October 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | May 2012 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Cameo Dr is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 46% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
5G (outdoors only) and 4G LTE
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