21 Cambridge Pl, Wayne, NJ 07470 Property Records

Passaic County and Wayne Township property record for 21 Cambridge Pl, Wayne, NJ 07470

Property Summary

Property Type	Townhouse
Details	2,608 sqft · built 1995
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$370,000 (Jun 2001)
Tax Bill	$17,274 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Jan 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14-01902-0000-00093-37`

Property Details

APN / Parcel Number

Primary APN	`14-01902-0000-00093-37`
Alternative APN	`14019020000000930037`

Interior

Building Area	2,608 sqft Living Area

Exterior

Year Built	Built 1995
Effective Year Built	Effective 1995
Architectural Style	Townhouse
Lot Area	6,970 sqft (0.16 acres)

Location & Zoning

Street Address	21 CAMBRIDGE PL
City	WAYNE
State	NJ
Zip	07470-1922
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Legal Subdivision	RADCLIFF CLG
Legal Block	1902
Legal Lot Number	93.37
Jurisdiction	PASSAIC NJ
Township / Civil Division	WAYNE
Census Block Group	4
Census Block	4013
Census Tract	246101

Owner

Source: Passaic County and Wayne Township records, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 CAMBRIDGE PL, WAYNE, NJ 07470-1922
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERICAN FINANCIAL NETWORK INC
Jan 12, 2018	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 6, 2017	Deed of Trust, Mortgage · Conventional with PMI QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 29, 2001 · Amount on Record
Deed Sale	Jun 29, 2001 · Amount on Record
Prior Sale	Jun 29, 2001 · Amount on Record
Deed Book / Page	269 / 37
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 CAMBRIDGE PL, WAYNE, NJ 07470-1922
Transaction Type	Mortgage
Record Updated	Aug 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000046013
Date	Sep 21, 2020
Book Page	M16435/135
Instrument	2020046013

Lender

Name	AMERICAN FINANCIAL NETWORK INC
Type	Funding / Finance Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 CAMBRIDGE PL, WAYNE, NJ 07470-1922
Transaction Type	Mortgage
Record Updated	Aug 18, 2022
Title Company	GOLDEN TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002409
Date	Jan 12, 2018
Instrument	2018002409

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2048

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PASSAIC NJ
Property Address	21 CAMBRIDGE PL, WAYNE, NJ 07470-1922
Document Number	0000019908
Book / Page	014450 / 000095
Instrument Date	Apr 6, 2017
Transaction Type	Mortgage
Record Updated	Apr 26, 2017
Title Company	GOLDEN TITLE AGENCY, GOLDEN TITLE AGCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	21 CAMBRIDGE PL WAYNE NJ 074701922, WAYNE, NJ 07470-1922

Mortgage

Document Number	0000019908
Date	Apr 21, 2017
Book Page	014450/000095
Instrument	19908

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Apr 20, 2047

Tax Assessment & Valuation

Source: Passaic County and Wayne Township assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
County Subdivision	Wayne Township
Unified School District	Wayne Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$288,000 (-) Land $60,000 Building $228,000	$288,000 (-) Land $60,000 Building $228,000
2025	$17,274.00 (+0.88%)	$288,000 (-) Land $60,000 Building $228,000	$288,000 (-) Land $60,000 Building $228,000
2024	$17,124.00 (+5.16%)
2023		$288,000 Land $60,000 Building $228,000	$288,000 Land $60,000 Building $228,000
2022	$16,283.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWNSHIP OF WAYNE serves 55,000 people · EPA ID NJ1614001
Water Source	Purchased surface water from N.J.D.W.S.C. - WANAQUE NORTH
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 248 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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