21 Cache St, Rancho Mission Viejo (Ladera Ranch), CA 92694 Property Records

Orange County property record for 21 Cache St, Rancho Mission Viejo, CA 92694

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 2,391 sqft · built 2013
Lot Size	0.098 acres (4,283 sqft)
Owner	2 Company Names on Record
Last Sale	$1,159,000 (May 2021)
Tax Bill	$15,974 (2025)
Deeds & Mortgages	Mar 2022 Transfer May 2021 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`741-631-10`

Property Details

APN / Parcel Number

Primary APN	`741-631-10`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Building Area	2,391 sqft Living Area

Exterior

Year Built	Built 2013
Lot Area	4,283 sqft (0.098 acres)
Garage Area	441 sqft
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	21 CACHE ST
City	RANCHO MISSION VIEJO
State	CA
Zip	92694-1386
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 17058 BLK LOT 10
Legal Tract	17058
Legal Lot Number	10
Jurisdiction	ORANGE CA
Township / Civil Division	MISSION VIEJO
Census Block Group	2
Census Block	2000
Census Tract	32061

Owner

Source: Orange County records, as of November 17, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Co-owner	Co-owner on Record
Mailing Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386
Occupancy	Owner Occupied
Owner Type	Company, Secondary Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Mar 7, 2022	Intrafamily Transfer, Transfer
May 12, 2021	Grant Deed, Transfer · Conventional Mortgage PNC BANK NA
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEW WAVE LENDING GROUP INC
Apr 30, 2019	Deed of Trust, Mortgage · ARM PNC BANK NA
Jul 16, 2018	Grant Deed, Transfer · ARM PNC BANK NA

Assessor's Deed Record

Deed Names	3 Names on Deed
Last Sale	May 12, 2021 · Amount on Record
Deed Sale	May 12, 2021 · Amount on Record
Prior Sale	May 12, 2021 · Amount on Record
Deed Document Number	0000316614
Last Transfer Date	Mar 7, 2022
Transfer Doc	0000087951
Record Updated	Jun 8, 2026

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Mar 7, 2022
Property Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386
Document Number	0000087951
Map Reference	MB 915 PG 40-44
Instrument Date	Feb 22, 2022
Instrument	2022000087951
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386

May 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	May 12, 2021
Property Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386
Document Number	0000316614
Map Reference	MB 915 PG 40-44
Instrument Date	May 7, 2021
Instrument	2021000316614
Transaction Type	Transfer
Record Updated	May 25, 2021
Title Company	TICOR TTL ORANGE CNTY BRANCH

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386

Mortgage

Document Number	0000316615
Date	May 12, 2021
Instrument	2021000316615

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CLEARMARK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386

Mortgage

Document Number	0000016415
Date	Jan 8, 2021
Instrument	2021000016415

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Non-Lending Institution
Address	ROWLAND HEIGHTS, CA 91748

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	WESTMINSTER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000141103
Date	Apr 30, 2019
Instrument	2019000141103

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.25%
Type Change Date	May 1, 2026
Change Frequency	Annually
Min Rate At Change	2.5%
Max Rate At Change	8.25%
Index	1-Year LIBOR
Max Rate	8.25%

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Jul 16, 2018
Property Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386
Document Number	0000259177
Map Reference	MB915 PG40-44
Instrument Date	Jun 18, 2018
Instrument	2018000259177
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	FIRST AMERICAN TITLE RESIDEN

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	21 CACHE ST, RANCHO MISSION VIEJO, CA 92694-1386

Mortgage

Document Number	0000259178
Date	Jul 16, 2018
Instrument	2018000259178

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.5%
Type Change Date	Aug 1, 2025
Min Rate At Change	2.5%
Max Rate At Change	8.5%
Index	1-Year LIBOR
Max Rate	8.5%

Tax Assessment & Valuation

Source: Orange County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Orange County
Unified School District	Capistrano Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,974.00 (+4.05%) Homeowner's exemption	$1,254,537 (+4.04%) Land $760,657 Building $493,880
2023	$15,352.00 (-5.51%) Homeowner's exemption	$1,205,823 Land $731,120 Building $474,703
2022	$16,248.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 44% of California
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SANTA MARGARITA WATER DISTRICT serves 165,275 people · EPA ID CA3010101
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 115 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Cox Communications.

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