Monmouth County and Fair Haven Borough property record for 21 Brook Ter, Fair Haven, NJ 07704
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,598 sqft · built 1950 |
| Lot Size | 1.05 acres (45,750 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $995,000 (Oct 2012) |
| Tax Bill | $23,467 (2025) |
| Deeds & Mortgages | Feb 2026 Line of Credit Oct 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 14-00062-0000-00082 |
| Primary APN | 14-00062-0000-00082 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 3,598 sqft Living Area |
| 1st Floor Area | 2,217 sqft |
| Upper Floors Area | 1,677 sqft |
| Basement Area | 1,522 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 45,750 sqft |
| Lot Dimensions | 366 ft deep x 125 ft wide |
| Garage Type | Attached |
| Garage Area | 540 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Open Porch |
| Deck Area | 444 sqft |
| Patio Area | 188 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Old Parcel Number | 1400062000000082A |
|---|---|
| Street Address | 21 BROOK TER |
| City | FAIR HAVEN |
| State | NJ |
| Zip | 07704-3523 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF10 |
| Legal Subdivision | RIVER OAKS SEC 2 |
| Legal Block | 62 |
| Legal Lot Number | 82 |
| Jurisdiction | MONMOUTH NJ |
| Township / Civil Division | FAIR HAVEN |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 803700 |
Source: Monmouth County and Fair Haven Borough records, as of July 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 21 BROOK TER, FAIR HAVEN, NJ 07704-3523 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2026 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Oct 2, 2017 | Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 19, 2012 · Amount on Record |
| Deed Sale | Oct 19, 2012 · Amount on Record |
| Deed Document Number | 2012112474 |
| Deed Book / Page | 8977 / 1509 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 BROOK TER, FAIR HAVEN, NJ 07704-3523 |
| Transaction Type | Mortgage |
| Record Updated | Mar 24, 2026 |
| Title Company | TITLE365 COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0097804911 |
|---|---|
| Date | Feb 18, 2026 |
| Book Page | 9780/4911 |
| Instrument | 2026014551 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 4, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONMOUTH NJ |
| Property Address | 21 BROOK TER, FAIR HAVEN, NJ 07704-3523 |
| Document Number | 0000103412 |
| Instrument Date | Oct 2, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2020 |
| Title Company | AMERICAN TITLE COMPANY, AMERICAN TITLE INC |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 21 BROOK TER FAIR HAVEN NJ 077043523, FAIR HAVEN, NJ 07704-3523 |
| Document Number | 0000103412 |
|---|---|
| Date | Oct 23, 2017 |
| Book Page | 009254/009384 |
| Instrument | 103412 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 22, 2047 |
| Rate Type | Adjustable Rate |
|---|
Source: Monmouth County and Fair Haven Borough assessment roll, as of July 9, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Monmouth County |
| Municipality | Fair Haven Borough |
| Elementary School District | Fair Haven Borough School District (KG - 08) |
| Secondary School District | Rumson-Fair Haven Regional School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,772,400 (+7.78%) Land $1,101,100 Building $671,300 | $1,772,400 (+7.78%) Land $1,101,100 Building $671,300 | |
| 2025 | $23,467.00 (+3.52%) | $1,644,500 (+19.97%) Land $984,200 Building $660,300 | $1,644,500 (+19.97%) Land $984,200 Building $660,300 |
| 2024 | $22,669.00 (+10.98%) | ||
| 2023 | $1,370,800 Land $737,700 Building $633,100 | $1,370,800 Land $737,700 Building $633,100 | |
| 2022 | $20,427.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 6 (2002–2026) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Aug 2026 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 81% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Sep 2023 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | Turbidity resolved · Sep 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 427 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile Fixed Wireless | 100 / 20 |
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