Otsego County and Oneonta City property record for 21 Brook St, Oneonta, NY 13820
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,404 sqft · built 1875 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | Individual Name on File |
| Last Sale | $51,084 (Jul 1998) |
| Tax Bill | $6,213 (2026) |
| Deeds & Mortgages | Jan 2023 Transfer Oct 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 361200 288.17-2-18 |
| Primary APN | 361200 288.17-2-18 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,404 sqft Living Area |
| 1st Floor Area | 828 sqft |
| 2nd Floor Area | 576 sqft |
| Year Built | Built 1875 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Traditional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 128 ft deep x 65 ft wide |
| Garage Type | Detached |
| Garage Area | 425 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 84 sqft |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 3911 0185 |
|---|---|
| Street Address | 21 BROOK ST |
| City | ONEONTA |
| State | NY |
| Zip | 13820-1443 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 120 |
| Legal Block | 2 |
| Legal Lot Number | 18.000 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | ONEONTA |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 591000 |
21 Brook St is owned and occupied by an individual who acquired it in January 2023.
Source: Otsego County and Oneonta City records, as of September 23, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 BROOK ST, ONEONTA, NY 13820-1443 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 31, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Oct 29, 2019 | Warranty Deed, Transfer · Conventional with PMI COMMUNITY BK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 9, 1998 · Amount on File |
| Deed Sale | Jul 9, 1998 · Amount on File |
| Deed Book / Page | 837 / 27 |
| Last Transfer Date | Jan 27, 2023 |
| Transfer Doc | 0000000012 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Jan 31, 2023 |
| Property Address | 21 BROOK ST, ONEONTA, NY 13820-1443 |
| Document Number | 0000000012 |
| Instrument Date | Jan 27, 2023 |
| Instrument | 2023-412 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 21 BROOK ST, ONEONTA, NY 13820-1443 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | Oct 29, 2019 |
| Property Address | 21 BROOK ST, ONEONTA, NY 13820-1443 |
| Document Number | 0000005031 |
| Instrument Date | Sep 26, 2019 |
| Instrument | 5031 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $666.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 339 MILL CREEK RD OTEGO NY 138253206, OTEGO, NY 13825-3206 |
| Document Number | 5032 |
|---|---|
| Date | Oct 29, 2019 |
| Instrument | 5032 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 28, 2049 |
The 2026 property tax bill for 21 Brook St was $6,213, up 2.5% from the year before.
Source: Otsego County and Oneonta City assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| Municipality | Oneonta City |
| Unified School District | Oneonta City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $6,213.00 (+2.47%) | ||
| 2025 | $6,063.00 | $160,000 Land $19,000 Building $141,000 | $225,352 Land $26,761 Building $198,591 |
| 2023 | $160,000 Land $19,000 Building $141,000 | $197,531 Land $23,457 Building $174,074 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Brook St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 7 in force |
| Nearby Flood Claims | 3 (2006–2011) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Brook St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ONEONTA CITY serves 15,954 people · EPA ID NY3800154 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2024 |
| Lead | 6 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 661 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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