21 Broad Brook Ct, O Fallon, MO 63368 Property Records

St. Charles County property record for 21 Broad Brook Ct, O Fallon, MO 63368

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,617 sqft · built 2002
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$252,500 (Jul 2026)
Tax Bill	$4,028 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Oct 2020 Loan Modification + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T032500182`

Property Details

APN / Parcel Number

Primary APN	`T032500182`
Alternative APN	`2-0126-8931-00-0019.0000000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,617 sqft Living Area
Gross Area	3,625 sqft
1st Floor Area	1,617 sqft
Basement Area	1,588 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Ranch
Exterior Material	Brick/Stone
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	188 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T032500182
Street Address	21 BROAD BROOK CT
City	O FALLON
State	MO
Zip	63368-7996
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING ORCHARD #2 LOT 19
Legal Subdivision	SPRING ORCHARD #2
Legal Lot Number	19
Jurisdiction	ST CHARLES MO
Township / Civil Division	DARDENNE
Census Block Group	2
Census Block	2006
Census Tract	311739

Owner

Source: St. Charles County records, as of August 11, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	21 BROAD BROOK CT, O FALLON, MO 63368-7996
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married Couple

Deeds, Mortgages & Sale History

Date	Document
Jul 30, 2026	Warranty Deed, Transfer · Conventional Mortgage NBKC BANK
Oct 21, 2020	Loan Modification, Mortgage FIRST ADVANTAGE BK
Oct 29, 2019	Warranty Deed, Transfer · Line of Credit 1ST ADVANTAGE BANK
Dec 6, 2018	Loan Modification, Mortgage DITECH FIN'L

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 30, 2026 · Amount on Record
Deed Sale	Jul 30, 2026 · Amount on Record
Prior Sale	Oct 29, 2019 · Amount on Record
Deed Document Number	202635950
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jul 30, 2026
Property Address	21 BROAD BROOK CT, O FALLON, MO 63368-7996
Document Number	0000035950
Instrument Date	Jul 30, 2026
Instrument	202635950
Transaction Type	Transfer
Record Updated	Aug 11, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BROAD BROOK CT, O FALLON, MO 63368-7996

Mortgage

Document Number	0000035951,
Date	Jul 30, 2026
Instrument	202635951

Lender

Name	NBKC BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.47%
Initial Type	Fixed Rate
Max Rate	-1%

October 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	21 BROAD BROOK CT, O FALLON, MO 63368-7996
Document Number	0000005733
Instrument Date	Oct 21, 2020
Transaction Type	Mortgage
Record Updated	Mar 31, 2021
Title Company	INVESTORS TITLE COMPANY, INVESTORS TITLE CO.

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	189 SNAKE RIVER DR DARDENNE PRAIRIE MO 633687737, DARDENNE PRAIRIE, MO 63368-7737

Mortgage

Document Number	0000005733
Date	Jan 20, 2021
Instrument	5733

Lender

Name	FIRST ADVANTAGE BK
Type	Bank
Address	SAINT PETERS, MO 63376

Agreement

Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Oct 29, 2019
Property Address	21 BROAD BROOK CT, O FALLON, MO 63368-7996
Document Number	0000612430
Book / Page	7171 / 2084
Map Reference	MB 38 PG 274
Instrument Date	Oct 25, 2019
Instrument	20191029000612430
Transaction Type	Transfer
Record Updated	Oct 4, 2022
Title Company	INVESTORS TITLE COMPANY

Transaction

Tax	$0.00
Additional	Notice of Trustee Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	240 GREENTRAILS DR S, 240, CHESTERFIELD, MO 63017-2915

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BROAD BROOK CT, O FALLON, MO 63368-7996

Mortgage

Document Number	0000612440
Date	Oct 29, 2019
Instrument	20191029000612440

Lender

Name	1ST ADVANTAGE BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST CHARLES MO
Property Address	21 BROAD BROOK CT, O FALLON, MO 63368-7996
Document Number	0070270607
Instrument Date	Dec 6, 2018
Transaction Type	Mortgage
Record Updated	Feb 1, 2019
Title Company	SINGLESOURCE PROPERTY SOLUTION, SINGLESOURCE PROP SOLUTION

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BROAD BROOK CT O FALLON MO 633687996, O FALLON, MO 63368-7996

Mortgage

Document Number	0070270607
Date	Jan 18, 2019
Book Page	007027/000607
Instrument	29190

Lender

Name	DITECH FIN'L

Agreement

Amount	Amount Recorded
Term	468 Months
Due	Jan 17, 2058

Interest

Rate	6%

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,706 (-)	$330,031 (-) Land $60,002 Building $270,029
2025	$4,028.00 (-1.47%)	$62,706 (+1.43%)	$330,031 (+1.43%) Land $60,002 Building $270,029
2024	$4,088.00
2023		$61,820
2022			$325,368 Land $40,002 Building $285,366

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 446 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	400 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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