21 Bowdoin St, Somerville, MA 02143 Property Records

Middlesex County and Somerville City property record for 21 Bowdoin St, Somerville, MA 02143 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,690 sqft · built 1900
Lot Size	0.049 acres (2,145 sqft)
Owner	Individual Name on File
Last Sale	$1,498,500 (Jun 2023)
Tax Bill	$15,519 (2025)
Deeds & Mortgages	Jun 2023 Sale & Mortgage May 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`75-A-10`

Property Details

APN / Parcel Number

Primary APN	`75-A-10`
Alternative APNs	`SOME M:75 B:A L:10` `23716040`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	3 Stories
Building Area	1,690 sqft Living Area
Gross Area	2,746 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Exterior Material	Shingles
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,145 sqft (0.049 acres)
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Gas

Location & Zoning

Account Number	23716040
Street Address	21 BOWDOIN ST
City	SOMERVILLE
State	MA
Zip	02143-3827
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	A
Legal Lot Number	10
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	2
Census Block	2001
Census Tract	351203

Owner

Source: Middlesex County and Somerville City records · APN 75-A-10

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	21 BOWDOIN ST, SOMERVILLE, MA 02143-3827
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 28, 2023	Quit Claim Deed, Transfer · Stand-Alone First Mortgage GUARANTEED RATE INC
May 16, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS BANK
Dec 14, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Aug 28, 2019	Deed of Trust, Mortgage · Line of Credit NAVEO CU

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 28, 2023 · Amount on Record
Deed Sale	Jun 28, 2023 · Amount on Record
Prior Sale	Aug 15, 2007 · Amount on Record
Deed Document Number	202369874
Deed Book / Page	81706 / 406
Record Updated	Sep 20, 2026

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Jun 28, 2023
Property Address	21 BOWDOIN ST, SOMERVILLE, MA 02143-3827
Document Number	081706-406
Book / Page	81706 / 406
Instrument Date	Jun 28, 2023
Instrument	69874
Transaction Type	Transfer
Record Updated	Jul 19, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BOWDOIN ST, SOMERVILLE, MA 02143-3827

Mortgage

Document Number	0000069875
Date	Jun 28, 2023
Instrument	69875

Lender

Name	GUARANTEED RATE INC
Type	Non-Lending Institution

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Type Change Date	Jul 01, 2030
Max Rate At Change	2.75%
Index	Other

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	21 BOWDOIN ST, SOMERVILLE, MA 02143-3827
Transaction Type	Mortgage
Record Updated	Jun 03, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	080127-480
Date	May 16, 2022
Book Page	80127/480
Instrument	72817

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jun 01, 2047

Interest

Rate Type	Adjustable Rate

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	21 BOWDOIN ST, SOMERVILLE, MA 02143-3827
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76415-432
Date	Dec 14, 2020
Book Page	76415/432
Instrument	237186

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	373 Months
Due	Jan 01, 2052

August 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	21 BOWDOIN ST, SOMERVILLE, MA 02143-3827
Document Number	73216-78
Instrument Date	Aug 28, 2019
Transaction Type	Mortgage
Record Updated	Sep 17, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 BOWDOIN ST SOMERVILLE MA 021433827, SOMERVILLE, MA 02143-3827

Mortgage

Document Number	73216-78
Date	Sep 03, 2019
Book Page	073216/000078
Instrument	132184

Lender

Name	NAVEO CU

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Sep 02, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Middlesex County and Somerville City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,519.00 (+23.62%)	$1,422,500 (+19.21%) Land $631,400 Building $791,100	$1,592,865 (+2.26%)
2024	$12,554.00 (+6.28%)	$1,193,300 (+4.46%) Land $631,400 Building $561,900	$1,557,715
2023	$11,812.00	$1,142,400 Land $631,400 Building $511,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Middlesex County (25017C), updated September 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250173512032, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 1,045 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Xfinity	Cable	2,000 / 2,000
Radiate Holdings	Cable	1,500 / 50
Verizon	Fixed Wireless	1,000 / 75
Netafy	Fixed Wireless (licensed-by-rule)	641 / 143
AT&T	Fixed Wireless	100 / 20
T-Mobile USA	Fixed Wireless	100 / 20

May also be available at this address: Starry, Radiate Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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