Worcester County and Spencer Town property record for 21 Bond St, Spencer, MA 01562
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 4,038 sqft · built 1987 |
| Lot Size | 5.17 acres (225,528 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,035,000 (Jun 2024) |
| Tax Bill | $10,924 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | SPEN M:00R35 B:00035 L:00000 |
| Primary APN | SPEN M:00R35 B:00035 L:00000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 4,038 sqft Living Area |
| Gross Area | 9,112 sqft |
| Basement Area | 2,175 sqft |
| Unfinished Basement | 2,175 sqft |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial |
| Exterior Material | Wood Siding |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 225,528 sqft (5.17 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Hot Water |
| Heating Fuel | Oil |
| Street Address | 21 BOND ST |
|---|---|
| City | SPENCER |
| State | MA |
| Zip | 01562-1901 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RR |
| Legal Subdivision | RICHARD BERNARD |
| Legal Block | 35 |
| Jurisdiction | SPENCER MA |
| Township / Civil Division | SPENCER |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 726100 |
21 Bond St is owned and occupied by an individual who bought it in June 2024.
Source: Worcester County and Spencer Town records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 21 BOND ST, SPENCER, MA 01562-1901 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 27, 2024 · Amount on File |
| Deed Sale | Jun 27, 2024 · Amount on File |
| Prior Sale | Sep 16, 2016 · Amount on File |
| Deed Book / Page | 70692 / 64 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 21 Bond St was $10,924, up 9,830.9% from the year before.
Source: Worcester County and Spencer Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Worcester County |
| County Subdivision | Spencer Town |
| Unified School District | Spencer-East Brookfield School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $10,924.00 (+9,830.91%) | $994,900 (+5.89%) Land $78,100 Building $916,800 | $889,673 (-7.56%) |
| 2025 | $110.00 (-98.96%) | $939,600 (+1.15%) Land $64,100 Building $875,500 | $962,445 |
| 2024 | $10,627.00 (+5.09%) | $928,900 (+10.78%) Land $64,100 Building $864,800 | |
| 2023 | $10,112.00 | $838,500 Land $64,100 Building $774,400 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 21 Bond St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1993.
Source: FEMA National Flood Hazard Layer, effective November 30, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (1993) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Dec 1993 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 21 Bond St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SPENCER WATER DEPARTMENT serves 7,037 people · EPA ID MA2280000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 40 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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